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With Snapshot, Progressive’s usage-based insurance program, you could turn your good driving into huge savings—of up to 30 percent—on your car insurance.
Here’s how our usage-based insurance program works*:
Sign up for Snapshot when you quote and buy your Progressive car insurance policy.
Plug the device into your car.
We’ll mail your Snapshot device to you, along with details on where to plug it into your car.
Drive as you normally do.
For the next 30 days, you’ll keep track of your good driving habits with the Snapshot device. You can log in to your Progressive policy anytime to see your projected Snapshot DiscountSM.
Enjoying your savings
On day 31, your initial Snapshot savings—which can be anywhere from 0 to 30 percent— kicks in. After six months, you’ll send back the device, we’ll finalize your driving snapshot, and you can keep saving for as long as you’re insured by Progressive.
You can only save money with Snapshot—your rate won’t go up—but if at any point, you decide the program isn’t right for you, just call us and then send back your device.
Originally posted by thegoods724
older cars cant take the device, soooo that should be mentioned
What information does the Snapshot device collect?
Time of day and vehicle speed, which helps determine how many miles you drive and how often you make sudden stops.
•Vehicle Identification Number (VIN).
The Snapshot device doesn't contain GPS technology or track vehicle location. It also doesn't track whether you're exceeding the speed limit.
Originally posted by SemiDamaged
reply to post by JibbyJedi
I would love to get one of these, and see if someone at a crash derby could be so kind as to plug it into their car at each event. The ad says your rates can't go up. I'd give Progressive a call after a month and demand an explanation why my rates didn't drop.
Originally posted by lilowl53
They say it doesn't matter how you drive, you'll still get your discount. Then what is it there for?
Originally posted by gwynnhwyfar
reply to post by jrkelly77
Shoot, give 'em a year or two - it will probably be built into every car so we don't have a choice.
*Snapshot is not available in all states and situations. In three states—GA, RI and SC—program details differ from what is described above; for example, you may see an increased rate—up to 9 percent—based on your driving habits, and a technology expense may be applied to your rate to cover the cost of the device and of transferring your driving data.
The most you can save with Snapshot is 25 percent, which will be applied at the first policy renewal after enrolling in Snapshot. You could get a participation discount of up to 10 percent when you sign up for Snapshot. During each policy term you participate in Snapshot, you’ll be charged a $30 technology expense, which covers the cost of using the device to securely send your driving information.
The most you can save with Snapshot is 25 percent, which will be applied at the first policy renewal after enrolling in Snapshot. We’ll adjust your discount every six months based on your driving. You might see an increase in your rate—up to 9 percent—based on your driving. If you can’t change your driving to reduce your rate, you can cancel the program at any time, and we’ll stop using any driving information you shared with us. After the first policy term you participate in Snapshot, you’ll be charged a $30 technology expense, which covers the cost of using the device to securely send your driving information.
The most you can save with Snapshot is 25 percent, which will be applied at the first policy renewal after enrolling in Snapshot. After the first policy term you participate in Snapshot, you’ll be charged a $30 technology expense, which covers the cost of using the device to securely send your driving information.