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I would agree with that. Two of the most common phrases concerning fate and destiny are: "you can't escape fate" and "fulfill your destiny".
Fate is what happens to you outside your control or despite of your choices.
Destiny is potential that you can choose to fulfil or ignore.
Although the words are used interchangeably in many cases, fate and destiny can be distinguished. It depends on how narrow or broad the definitions are. Broadly speaking, fate is destiny. Narrowly and to be more accurate, traditional usage defines fate as a power or agency that predetermines and orders the course of events. Fate defines events as ordered or "inevitable". Fate is used with regard to the finality of events as they have worked themselves out; and that same sense of finality, projected into the future to become the inevitability of events as they will work themselves out, is Destiny. In other words, fate relates to events of the past and is proven to be true and unalterable, whereas destiny relates to the probable to almost certain future. Note that it is only almost certain and not absolutely certain, allowing for change to occur. This can be seen in our common language usage, e.g. "His calling, his destiny is to be a doctor." Will he definitely be a doctor? Well, it remains to be seen.
Originally posted by GypsK
I would also say that there is no difference between the two.
Also when I translate it to my own language, dutch, we only have one word for the two...
same for other languages.