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Three days later, Stewart received a letter stating he didn't qualify for a FEMA grant. One of the reasons: Insufficient damage.
FEMA officials urge applicants who believe they were incorrectly declared ineligible -- for whatever reason -- to appeal.
"A lot of those people registered but didn't have damage,"
But FEMA reported that as of Wednesday, less than 1 percent of the 25,081 applicants initially declared ineligible for any reason had appealed.
Stewart said he now knows his insurance coverage will replace his house, so he would be ineligible for a FEMA grant anyway.
3. he like a lot of people in this very thread have NO CLUE what the role of FEMA is, in a natural disaster.
If you have insurance, why did he file a FEMA claim instead of using his insurance?
Then why go on record and complain about the letter?
Originally posted by nixie_nox
reply to post by antar
Just because you don't like the policies, doesnt' make them any less true. Every person who loses a house is not entitled to a new one from the government. These things are sad, no one is denying that.
But it is only a last resort option...like it or not.
But in every disaster FEMA's primary role is to be a coordinator of every federal agency to the state. to move in massive amounts of supplies that are needed, and to move in the massive amounts of equipment needed in the various stages of the disaster response. and if there is a need for it, to provide temporary housing assistance to those displaced by the disaster. whether it is renting existing houses or moving in manufactured housing. FEMA moved away from the camping trailers like those used in Katrina. now they are actually using mobile homes that come completely furnished.
Originally posted by Xcathdra
reply to post by antar
Right, so you arent going to give us the reason for your issues with FEMA, nor are you going to support those reasons with verifable sources? You seem to want the ability to just stroll into a thread, dump on FEMA and any person who says you are wrong, without having to explain your side or support it with facts. Then you want to hide behind a mod alert from a different thread, where you did the exact same thing.
This is not grade school.
As far as the mod warning goes, you can use whatever you think is going to shield you from having to answer the basic questions I guess.. If that kind of thing works for you.. In case you missed it though, this thread is about FEMA, its policies, how it operates during disasters etc. So my posts are very much on topic, where as yours direct people to another thread, and you fail to discuss the topic at hand.
Nothing you said has been misalligned, since you have provided us with absolutely NO info, other than your link to aonther thread talking about disease. Your seeing conspiracies in everything now, even my responses.
Its simple though -
Why do you hate FEMA?
Please cite your examples.
Please cite your sources?
Easy enough... Your move.edit on 12-6-2011 by Xcathdra because: (no reason given)edit on 12-6-2011 by Xcathdra because: (no reason given)edit on 12-6-2011 by Xcathdra because: (no reason given)edit on 12-6-2011 by Xcathdra because: (no reason given)
There are many things that insurance companies don’t know. But there are a few things they know well… like getting your money. See, insurance companies are good at eating the pie and having it too. Actually, they are good at taking your money and keeping it too. The odds are that you’ll never see a return on the “investment” you’ve put into the security of insurance companies.
If there is no such policy as hurricane insurance, you may ask, then how do you get Florida hurricane insurance protection? It begins with your standard homeowners insurance policy. The typical homeowners insurance policy covers wind damage, as well as damage caused by rain entering an area of the home that has been damaged by wind. Your homeowners will probably pay for repairs for wind damage, removal of debris, and living expenses when you are displaced from your home.
As you can see, Florida homeowners insurance does not cover flood damage, which is a major part of a hurricane’s wrath. Flood insurance and excess flood insurance are sold separately from your homeowners insurance. Flood insurance covers rising waters such as storm surge, waves, overflowing bodies of water (rivers, creeks, lakes, etc.), and runoff. If your Florida home is damaged by a flood, your flood insurance would be the policy that paid for repairs, debris removal, etc. Other types of homeowners insurance such as renters insurance, condo insurance, and mobile home insurance do not include hurricane insurance protection; they also require a separate flood insurance policy.
and mobile home insurance do not include hurricane insurance protection; they also require a separate flood insurance policy.
An example of such low offers resulting in litigation is provided in Schafer v. State Farm Fire & Casualty. In this case, the Schafers’ purchased a homeowner’s policy from State Farm. The insured home was damaged extensively during hurricane Katrina and the Schafers’ filed a claim. When they were offered less than the replacement costs of their home, they sued State Farm. As of the date of this article they are presently suing as part of a class that was affected by the storms and the allegedly improper claims handling of State Farm.