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The tornado turned Jonathan Stewart's house into a pile of rubble on April 27, nothing but bricks and debris scattered ovei a concrete slab.
Days later, an inspector from the Federal Emergency Management Agency came to Stewart's address in Pleasant Grove, and took some notes and pictures. Three days later, Stewart received a letter stating he didn't qualify for a FEMA grant. One of the reasons: Insufficient damage.
'Based on your FEMA inspection, we have determined that the disaster has not caused your home to be unsafe to live in,' the letter read.
"Although the disaster may have caused some minor damage," both letters stated, "it is reasonable to expect you or your landlord to make these repairs. At this time you are not eligible for FEMA housing assistance."
These head-scratching assessments -- where the words don't seem to reflect reality -- have been delivered to an unknown number of Alabama tornado victims. But FEMA says "insufficient damage" is the top reason in Alabama that people are initially determined ineligible for FEMA grants.
FEMA officials urge applicants who believe they were incorrectly declared ineligible -- for whatever reason -- to appeal.
Already posted in another I hate FEMA because I am ignorant on how the agency works thread located
Temporary Housing (a place to live for a limited period of time): Money is available to rent a different place to live, or a government provided housing unit when rental properties are not available.
To receive money or help for "Housing Needs" that are the result of a disaster, all of the following must be true:
•You have losses in an area that has been declared a disaster by the president.
•You have filed for insurance benefits and the damage to your property is not covered by your insurance or your insurance settlement is insufficient to meet your losses
•You or someone who lives with you is a citizen of the United States, a non-citizen national, or a qualified alien.
•The home in the disaster area is where you usually live and where you were living at the time of the disaster.
•You are not able to live in your home now, you cannot get to your home due to the disaster, or your home requires repairs because of damage from the disaster.