Originally posted by buddhasystem
reply to post by ProtoplasmicTraveler
Good for you! You did a commendable thing.
I did forgive a few dings on my car to other drivers, but honestly none was worth $6500.
Good on you! It's not that hard to be forgiving towards others.
The important thing to remember is you can't squeeze blood out of a rock. Trust me when I say the Court did not throw her in jail for failure to
appear, they arrest you for failure to appear, but if you can pay what ever fine they court levies they let you go.
The woman has no money.
I am a businessman and I extend credit to my clients for their convenience as well as my own.
I know that a certain percentage are going to end up not paying. Whether it's because they don't want to pay, or can't pay doesn't really matter.
Yes, the law allows for me to take legal action to collect valid unpaid debts but I always have to consider a couple of important things. It costs me
time and money to pursue that, filing with a court, having them served, showing up to court, are all things that take time (which is money to me) and
money (which is money to me) to attempt to have the debt legally enforced.
Yet the truth is, if they don't have any money to pay, then no, I am still not going to get paid. Their is no debtors prison but even if there was, it
wouldn't put money in my bank account to have them thrown in jail. The state is not going to pay me for their failure to be able to pay or want to
Now maybe they can afford to pay and just don't want too. Sure I can take that judgement and file then in Judgement Debtors Court and have them served
(again at my cost) and compelled to disclose their bank accounts and assetts.
However nothing in the law prevents them from closing that bank account as soon as they leave the court room, and opening another one the court
doesn't know about.
Nothing prevents them from parking that car some place else, or selling it for a dollar to a friend, who loans it back to them, if they really don't
want to pay.
Now let's say they don't do that, and I at my expense pay a Deputy or Marshall to go to their bank and try to get the money out of the account. Let's
say they owe me 500.00 and they even have the 500.00. The Deputy collects the money and guess what, he get's paid off the top, so now the 500.00 is
220.00. 220.00 to cover hundred if not thousands in court filing costs, attorneys, and time I couldn't productively spend working, going back and
forth and sitting in a crowded courtroom. Plus parking, plus gas, plus tolls, etc. etc.
Most businesses write off minor debts and simply take a break on their income taxes when they file, because you don't have to pay tax on revenue lost
from bad debt. So for every 100.00 I loose I would recoup about 28.00 in tax savings. Which is about what I might hope to collect on every 100.00
dollars in bad debt provided the person owed me at least several thousand dollars.
However I cut most people's credit off by the time they have failed to pay me on far less.
You write it off as a cost of businesses, and most businesses write off a noticable percent in lost merchandise, damaged, stolen or destroyed
equipment, unpaid and stolen goods and services, and wastage and spoilage.
It's simply a cost factor.
Now in the State's case since it's charging all this expense to you, to pursue someone for a minor amount of money, that is not cost effective, it
becomes acceptable to the state, in fact preferable because if they don't pay you pay.
The truth is that the vast majority of people are going to voluntarily pay their debts and return their library books because they believe it's the
right thing to do. The vast majority of people who do this, know some people don't, and they know many people who don't end up never having to pay or
be punished for it. That doesn't make them stop doing what they believe is right though.
The state did not prosecute this woman because it was to your advantage, the state prosecuted this woman to your detriment and their own advantage
because the State is a business too.
I don't care what county you live in, it's incorporated, it's a corporation, I don't care what town or city you live in, it's incorporated, it's a
corporation, I don't care what state you live in, it's incorporated it's a corporation.
They all function as a business, a business that you subsidize, they can afford to do 'bad' business because of that, where I can't afford to do bad
business because of that. Yes a small percentage of the laws are designed to protect you but basically at your expense. Most of the laws simply are
designed to expand and perpetuate the states power and it's ability to control you and tax you to offset the cost of it's enterprise.
The state didn't replace the books as a result of this action against the woman.
It failed to do ultimately what you are entrusting it to do, in this case safeguard the books you believe should be there for you to borrow.
The State did what it did because it can, because it serves the State as a business and an institution, a business that has a 'captive' customer base,
decreed by it, the business, that not just commands, but demands you patronize and fund it at your expense.
I can't do that with my business, my customers use me at their and my discretion and they pay me because they believe what I provide has true value to
The truth is that I don't need the police, in the rare chance I am robbed I can pay a private detective or a mafia hood less money to recover the
items and punish someone than it cost me in taxes for police service that I have almost no need of.
My own town's police force spends 95% of their time handing out speeding tickets making money for the town. They can do that because there is very
little criminal activity taking place within the town, a domestic violence call now and then, a petty anti-burglary less than once a month.
Yet the 30 odd officers of the police force have a choice of over 50 vehicles to drive at my expense. The local car dealer profits nicely off that but
They hand out on average 100 tickets a day, at 135.00 a pop, grossing nearly 5 million dollars a year on that alone. That doesn't count the 100
parking tickets they hand out on average each day at 28.00 a pop, grossing another million dollars a year there, so please explain to me what my
police department of 30 people is doing that 6 million dollars a year in revenue doesn't pay for it and I have to pay taxes to subsidize it. The
officers aren't being paid 200,000.00 a year so it isn't in payroll.
Now here is the other thing you might not be getting, my town is one square mile, and has a number of small businesses, where that six million that is
being fined from people is not going is to purchases at those businesses.
It's getting sucked right out of the economy.
Now there is more, my town has a reputation for handing out speeding tickets, State law says you can't be ticketed unless you are going over 5 miles
above the speed limit because of odometer calibration discrepencies, many people think they are driving the speed limit when they aren't. At 6 miles
over you are getting ticketed, many juristictions set their radar guns to 14 miles over before giving a ticket.
So in reality the businesses in town further suffer because a lot of people who can will avoid the area to avoid getting a speeding ticket.
Sure you can say "well they broke the law they should have to pay" but once that money gets sucked up by the state it doesn't trickle down into jobs
and cost of living wage increases for people like you, it just goes to paying the interest on the sweet heart deals that the city took out in loans
for itself. My town has a beautiful city hall, that basically no one goes to but the people who work for the city. They basically built a Taj Majal
and Temple for themselves to process fines and fees and taxes. Having it built for way more money than they needed to spend by steering the contract
to the friend of someone sitting on the City Council or the Mayor or Police Cheif.
This is the real system, it's why the nation is in debt, people are broke, there are no jobs, and wages hardly ever keep pace with inflation, because
what the State isn't sucking from you in taxes, the banks are sucking from you in interest and fees, or the oil companies are sucking from you in gas
through price fixing to virtually create another form of tax, or the insurace companies are gouging you with, assurances in case something bad happens
that you can't pay for, which of course you can't pay for because the medical industry and pharmacutical industry have conspired to make it so
expensive between what the government and other corporations are sucking out of you, there is no way you could have money if you got sick, injured, or
had your valuable property damaged and destroyed by accident or an act of nature.
The parasitical system is literally sucking the life out of the nation, and when it gets to the point they have to suck the life out of a poor woman
who lost some books in a fire, by tossing her in jail, it shows a determination to just keep sucking and sucking everything it can.
Throwing poor people in jail isn't going to make that better, it's not going to change to much big overly intrusive overly expensive government, it's
not going to create jobs, it's not going to increase wages, it's just going to make angry frustrated people happy that it wasn't them tossed in jail
and feeling good about that alone.
That though is not the kind of thing I would write home to mom about, but it sure is the kind of thing I love to write about here on ATS!
edit on 10/12/10 by ProtoplasmicTraveler because: spelling