Woman FIRED From Temp Job For Having Poor Credit

Four weeks after starting a temporary accounting position at Seattle Bank, Kristin Meaux, 36, says she received a call from the human resources director informing her that the bank had mistakenly forgotten to run a credit check on her before allowing her to work there. Meaux says she agreed to a new credit check, but explained to the bank that she had been laid off from her last full-time job in March 2008 and was still trying to pay off several medical bills from a few pregnancy complications that cropped up after she lost her health insurance.

When the results of the credit report came in several days later, Meaux says she was promptly fired and escorted off the premises.

www.huffingtonpost.com...

The unemployed and poor are being totally demonized and persecuted in this country. The employers are refusing to hire the unemployed. The few that slip through their cracks are fired and humiliated for having poor credit.

Things are going to get a lot worse in this country economically. Food prices are going up. Millions of Americans cannot find employment. When they become homeless and set up tents the police come along and tear up their camps.

This is an economic war. What will they end up doing to all the homeless from this mess? Maybe lock them up in FEMA camps or something. Politicians have already proposed locking them up in work camps.

reply to post by Jessicamsa


This actually has been an issue in my world. Since being laid off my credit has taken some hits. I had to let a car get repossessed and have paid other bills late.

Every single job application now, at least in Georgia, includes a waiver saying that they are going to check your credit for "modality of living" references and can preclude you from working based upon that.

Credit now equals character - even if you try to flip burgers at a MdDonalds.

Sad.

~Heff

That would be illegal here in Canada, that would not be allowed as it would discrimination.

reply to post by Jessicamsa


This is common procedure for banks. It was this way 15 years ago when I worked for a bank. It is very important to have decent credit and no bad checks if you work for a bank. Even if you are not a temporary employee, you can still lose your job for passing bad checks, or having a dangerously low credit score.

They deal with people's money. It is dangerous in two ways if you have bad credit.
1. In most cases it indicates you are not a good money manager. (some exceptions)
2. It is motivation for theft.

Banks do not want to employee people that do not manage money well, and they certainly do not want to employ people that might be desperate or motivated to steal. Too much access and temptation.

reply to post by getreadyalready


The US just needs tougher human rights legislation and labor laws, because the biggest motiation to steal is black market drugs and its my belief that its run out of the CIA and various others.

reply to post by Unity_99


That may be true, and I am all for getting rid of 2/3rds of our criminal penalties. We have far too many people in jail for crimes without a clear victim.

But, the banks are private companies, and they still have the right to look out for their own interests. I don't blame them one bit for being extra cautious with the people they put around their money!

Too bad the system is raping people like that.

I learned the truth about this around 2002-2004.

I removed myself from all of it,have great credit,but will never use it.

What has to happen in this country,is that we need to stop participating in their games.

Stop working yourselves to death for nothing,it really isn't worth it.

I have been unemployed for some time,but have not given up yet.

I just stopped beating my head against the wall for awhile over it.

Nationalism,Religion,Ethnic Class,Economic Class,Political Affiliations etcetera,are only there to fool you into thinking you are part of something apart from everything else.

All we really are is free-range livestock,the other distractions are put there so you don't notice.

...So you have something to aim your fear and animosity at when you refuse to see this crap for what it is.

Really too bad for us...

Originally posted by Hefficide
reply to post by Jessicamsa

 

This actually has been an issue in my world. Since being laid off my credit has taken some hits. I had to let a car get repossessed and have paid other bills late.

Every single job application now, at least in Georgia, includes a waiver saying that they are going to check your credit for "modality of living" references and can preclude you from working based upon that.

Credit now equals character - even if you try to flip burgers at a MdDonalds.

Sad.

~Heff

Yeah, everyone seems to do credit checks these days. I even applied to Kmart and got instant rejection for a sales associate position because my credit is lousy. Most of it is debt from my ex-husband and then a bunch of medical bills. I never had good enough credit (thanks to my husband) to take out credit on my own. All of my cars were cheapies I paid cash for. Only thing of my own were student loans. And then someone went around running up medical bills in my name and I couldn't get anyone to believe they weren't mine. I had medicaid at the time, so all of my medical bills would've been paid for, plus I had never even heard of the towns where the medical stuff was done. Then I ended up with medical bills of my own to add to it that I couldn't pay due to no job after I no longer qualified for medicaid.

Society makes the rules so that it's impossible to get on your feet after you're already down.

Originally posted by getreadyalready
reply to post by Jessicamsa

 

This is common procedure for banks. It was this way 15 years ago when I worked for a bank. It is very important to have decent credit and no bad checks if you work for a bank. Even if you are not a temporary employee, you can still lose your job for passing bad checks, or having a dangerously low credit score.

They deal with people's money. It is dangerous in two ways if you have bad credit.
1. In most cases it indicates you are not a good money manager. (some exceptions)
2. It is motivation for theft.

Banks do not want to employee people that do not manage money well, and they certainly do not want to employ people that might be desperate or motivated to steal. Too much access and temptation.

People in debt aren't necessarily there because they don't manage their money well. If you lose your job then there is no money to manage.

Many people steal just to steal. Just because someone is poor doesn't mean he/she is a thief. That's the same type of discrimination as saying someone is more likely to steal because of his/her ethnicity.

They do this where I live too, in New York. I had to stop working due to family illness and now that I can go back to work, no one will hire me- low credit (medical bills) lack of a recent job history.

Sell off what you can and get a small plot in the country . grow your own food , have chickens etc ..screw the banks and thier "credit" its nothing but a ball and chain anyway....get out while you can...

reply to post by Jessicamsa


Shame personality for a job is marred via credit..................Just goes to show the world is money crazy

I am sooooo getting annoyed with it all

Sadly in this bad economy employers have far too much power. It serves their interest because the market is flooded with qualified unemployed folks, so now corporations have lots of people to choose from when hiring. It is their belief that they can get the best employees for a fraction of the price, and "best" means weeding out candidates in whatever way possible, including credit checks.

Personally, I hate the fact that companies can do this - whether your credit is good, bad or mediocre - WHERE'S THE PRIVACY!

reply to post by Jessicamsa

Many people steal just to steal. Just because someone is poor doesn't mean he/she is a thief. That's the same type of discrimination as saying someone is more likely to steal because of his/her ethnicity.

That isn't true. "Ethnicity" is no motivation to steal. Being poor, hungry, or desparate is motivation to steal.

I will use myself as an example. I do not condone stealing. I am white. If you make me black, I will still not condone stealing. If you take away all of my resources and make me watch my kids go to bed hungry, I will suddenly be a big fan of stealing!

I know that not all cases of bad credit are due to bad money management, but a lot of them are. I would venture to say that the majority of them are. I personally know people that will spend their last few dollars on fastfood, cigarettes and lottery tickets instead of a haircut to look for a job and rice and beans to eat for a week! Through my job I talk to people daily that spend thousands of dollars on frivolous items and then call us for help with food or necessities!

I am not trying to be unsympathetic toward poor people (like me!) or people with bad credit. I am only saying that if I had $25,000 in cash or more, and I needed someone to watch over it day by day for an extended period of time, I would probably want that person to have a good record of money management, a high level of responsibility and a low motivation to take any of the money! A good credit record is a good indication of all those things.

reply to post by Jason88
Aside from the fact that people are trying to get a job to pay those bills they are behind on that are negatively effecting their credit rating.

Pretty ruthless practice.

I'm sca-rued.

They won't hire me because I have been unemployed for too long.

reply to post by Jessicamsa


I thought you need a good credit report to be in accounts. I thought that is a must, to do the exams and all that.

I think its nothing new is it.

reply to post by chiponbothshoulders


It is totally scary.

I've got friends in HR, and their advice for those who have been unemployed for too long is to start volunteering where ever they can, churches, hospitals, Salvation Army.... For employers, the unemployed need to demonstrate that they are using their time productively even when not earning a salary. And volunteerism is a highly regarded trait in the workforce, not to mention gaining recommendations from where ever you volunteer to show on your resume.

But, I seriously dislike what HR departments are capable of doing these days - even for mundane employment.

Yeah its a very true reality, NWO includes to control people in this way.

I was rejected by my last job application because my bad credit too. It was a temporaly job i was seeking, its a call center. All my interview were right but in the credit check i was down.
I dont understand the reason, that job is not about manage accounts or payments

I have issues with my credit because i am fighting the interest, and some debt its not mine but the bank does not agree. Anyway... is killing my option job

All this is about money rules, credit and interrelation with our daily life.

Government is planning to reduce cash operations limit next year, its will making obligation to use plastic card (any card, debit, credit, save etc) its very bad... they are controling what we can do.

Originally posted by getreadyalready
They deal with people's money. It is dangerous in two ways if you have bad credit.
1. In most cases it indicates you are not a good money manager. (some exceptions)
2. It is motivation for theft.

Banks do not want to employee people that do not manage money well, and they certainly do not want to employ people that might be desperate or motivated to steal. Too much access and temptation.

While I understand the points you mention, I have to disagree with those points wholeheartedly.

First off, bad credit is not an indicator of a person's personal money management skills. It's an indicator of inability to pay off debt in a timely fashion. For an employer to assume the worst, that it's because that person spends too much, has wrong priorities, chooses not to pay bills and instead spend it elsewhere, etc..(poor money management skills) --- all that is completely unfair and baseless.

It very well could mean that they lost their job, had health issues at the wrong time, etc. There are many "legitimate" reasons someone can gain bad credit, all of which have absolutely nothing to do with poor money management skills.

Secondly, this idea that bad credit is a "motivator for theft" is again, complete B.S. That is a stereotype, a hasty generalization (poor people steal). It's discrimination. It's like saying they can't employ a black person because blacks are statistically more likely to end up in prison than whites. The lady has no criminal record, but they think she might be a criminal. WTF?

Lastly, the lady is TRYING to work. She got a job and was actually working. She's working so she can PAY her bills and clean up her credit (long road ahead). So, even though she is demonstrating her desire to become a productive member of society, the bank ignores that, and decides to fire her based on a credit score?

It's wrong no matter which way it's sliced.

And I can't leave without saying, for a BANK to fire someone for having a BAD CREDIT SCORE is a nice twist. The PEOPLE of the USA bailed out the banks, but when it's time for the BANKS to just let people who are down on their luck WORK for them, they fire the people. Typical capitalist B.S.

Discrimination is ridiculous no matter what face it takes.
The point of a job is to be able to pay your way.
What a moronic proposal to be trapped by a capitalist society and yet not be able to make a living and further support the same.
If you have bad credit, what are you supposed to do? Nothing?!?!
How do you pay those bills then.
Not everyone knows how to collect on their future and become independent of the straw-man.

Not only should this be illegal, but laws should be passed to enact retroactive compensation for those that have been discriminated against by this stupid practice.

What ever happen to the right of privacy?
It's no ones business but your own, what the hell you've been doing or not doing.
Frack this system!!
It gets more ridiculous every day.