reply to post by phishfriar47
"Do you check out everything around you and how it comes to be a part of your life? Question everything, how your food is manufactured, where your
gasoline comes from, where your taxes go, how they calculate the taxes you pay, how safe is your vehicle, do your children go to a good school, is
there a child predator hiding among the little leauge spectators, what is the pollution like in your area, it would be literally impossible to
satisfactorily research every aspect of our lives and be confident in our decision making choices."
Hi, and I will try to honestly answer your questions the best I can. I have sold/purchased a couple of properties by different types of contracts: CD
on a lake property through a real estate agent and lawyer, we made monthly payments to a private party and sold it and made some on it, tried to buy
a log home through a private party with their lawyer (didn't happen), sold our first house through a real estate agent and purchased our existing
home through agent as well. At closing, the paperwork was explained, the monthly amount and property taxes, home owners insurance and what principal
versus interest was explained. Yes, we refinanced twice when the property values were (in my opinion) inflated but hey, it was all good, right? Now,
I couldn't sell my house for what it last appraised at. Yeah, it sucks but it's still my home and I'm gonna fulfill my obligation. Fortunately, we
can still make the payments. I think alot of people got into the ARM's, which I didn't. Always did the fixed rate and last time refinanced was for a
15 yr fixed rate. So, in regards to my mortgage, I'm well aware and know what I'm paying and to whom, how much and when my last payment will be.
As to your other questions about do I know where my food comes from? Yeah, I grow most of my own except dairy/cheese, try to have lots of
venison/pheasant/elk/walleye in the freezer, I do a check every six months on my state's sex offender registry...just in case to know if the few
neighbors I have are okay. I keep a pretty careful watch on them and target practice in my back yard on a regular basis just to let it be heard. I
think my Ford F250 is pretty safe to drive. I'm teaching my 15 yr old how to drive it. My '86 Monte Carlo is big and safe but won't let him drive
that bad boy. As far as my kids' public school...not the best, not the worst...but can't afford private school and they need the socialization to
learn how to deal with people they meet in real life, eventually. Try to supplement their education here and there, as I can. Do I know where my
gasoline/diesel comes from? Yeah. Wish there was a better alternative easily available. As far as pollution in my area, I guess I'd be most concerned
with the farmer's fertilizing their crops with heck knows what? Not sure on that one. How are my taxes calculated??? Income, state,
property...You're talking to an English Major here....
I just do the best I can with the intelligence I've been given. Knowledge is power. Not so
confident in all my choices in life but just do the best I can. And you know that is what I like about ATS...staying aware, being open. In my
situation, I am okay with the deal I signed. Perhaps it's a different story for others. I get that.