Here is an update since I sent out the request in the original post.

Yesterday and today, I finally heard from my mortgage company (Wells Fargo). Yesterday was a beg and plea session for my financial information because they are certain they can get me into a loan modification. My only reply was, send me a copy of the note.

The calls are recorded, so I did not fall to the leading trap of fessing up to responsibility to the loan. Yesterday, the caller was carefully trying to get me to state that I did in fact have a loan with the company. For instance,

caller: "We're showing a balance of $XXX,XXX.XX on your account, are you aware of this balance?"
My reply, "No, send me the note I asked for to confirm."
caller: "No problem, we will get that sent right out to you, but in the mean time, I'd like to go over this balance with you."
My reply "What balance, send me the note."
caller "The passed due balance is $XXX,XXX.XXX and we would like to see what we can do to get your loan modified to cover this balance, would you be interested?"
My reply "What balance, send the note."
caller: "ok then, do you intend to keep the property?"
My reply "your damn right, have a nice day"

Today

Pretty much the same conversation as above. They called twice, the second time, they were a bit more crafty.

caller: "We're showing a balance of $XXX,XXX.XX on your account, and we have a sale date of March 21st, are you aware of this balance?"
My reply, "No, send me the note I asked for to confirm."
caller: "You requested a copy of the original mortgage note?"
My reply "Yes, I did"
caller: "ok let me see if I can find it real quick" a few minutes of hold time... "Ah I have it right here, it was made out on such and such a day on such and suach a year".
My reply: "Wonderful, send me a copy."
caller: "you want a copy?"
My reply: "Yes, I want a copy"
caller: "ok, I will have to transfer you to another department."
my reply "ok, before you transfer me, was that sale date March 21st a hard date?"
caller: "No, actually there is no date at this time. We are not projecting any foreclosures in your area until well after 2012."
My reply: "WHAT? The world is gonna be over by then, why are you bugging me about this now?"
caller: "Uh, well uh, what I mean is the date could come at any time, we just aren't projecting any until after things are, uh, well you just never know."

LOL

My reply: "Ok, no problem, so the date you specifically mentioned, March 21st, is that the day my property will be sold?"
caller: "No."
My reply: "Is there a date that you can tell me when my property will be sold?"
caller: "No"
My reply: "Ok, transfer me then"

I was transferred to the customer service department where my call was dropped while they were looking up my mortgage note. About 15 minutes after my call was disconnected, I gotta return call from a different area code. The gentleman apologised and assured me he would put the copy in the mail.

These calls are coming in from area codes all over the country. Each one was able to pull up a copy and read the material. Thus, what they are sending me is an electronic copy, not a copy from the original. I believe this is an attempt at appeasement. Be careful, they are recording these calls as always, are attempting to get phone confirmation that you own the debt.

There is no sale date on my home, but the loan was screwed from the beginning in my case. The wrote it with my ex-wife on it, and she never signed it. They let it fly anyway. She is on the title because we were married when we originally bought it, but were divorced when I refinanced.

Good luck out there!

With Love,

Your Brother

Originally posted by daddio

Originally posted by Chinesis

Originally posted by queenofsheba
This is new and good information to me. I'm slowly getting it. Give me time. Seeing things as they are can be a little much at times. Nothing comes from nothing in this world it seems.

Right on QOS!

Unfortunately what I have learned is through the UCC you are a "Trustee."
A Trustee can be penalised, fined and/or imprisoned.

BUT, the office of the Executor/Executrix CANNOT.
The state, the judge ALL assume you aren't in the capacity
so they administer for this account, YOUR account.

Remember the highest law in existence is:
Trust Law, there is nothing higher.

Actually, you are a "beneficiary of the trust". When you file your UCC-1 you take control of the "strawman" away from the State and federal government. You then become the beneficiary and file a 1041 NOT a 1040. Your fiduciary fees are the return for the maintenance of the strawman. What it costs you to survive for the year. You get that "money" back as the loss is the beneficiaries loss.

Getting back to the thread, I filed a property tax exemption and haven't paid my mortgage in over a year. Went through all the foreclosure BS and rejected every offer to contract.

The highest law is the "golden rule", if you are refering to the highest law in court today, that would be equity law.

Again, the government must prove up it's claim or cease and desist, they are a corporation and you do not want to contract with them. I think we should compile a complete list of all the good threads here and post the information again so more people can educate themselves.

And remember, there IS no money.

The Promissory Note To Pay Our Debts

HJR-192 of June 5, 1933 is the promissory note (the promise of Abraham) the government issued to balance the exchange to credit the people. The Promissory note is on the debit side of the United States Governments ledger, which was a debited from their credit, created by the Executive Order of April 5, 1933 when they took the gold out of circulation. Public Policy is rooted in HJR-192 and is Grace that creates our exemption. This is your temporal saving grace. Under grace, the law falls away to create a more perfect contract. Public Policy removed the people's liability to make all payments by making a contract null if it required the payment to be in substance, because the people didn't have any money to pay with. All that must be done now is to discharge the liability. Pay and discharge are similar words but the principles are as different as Old and New Testaments. The word "pay" is equated with gold and silver, or something of substance like a first-born lamb, which requires tangible work to be invested in it to remove the liability because an execution must occur. The word "Discharge" is equated with paper, or even more basic, simple credits and debits, that exist on paper only, like the slate held by the agents/angels of heaven that get swiped clean. You cannot pay a bill with a bill and you cannot pay a debt with a debt.

What HJR-192 did was, remove the liability of an obligor (someone obligated to pay a debt) by making it against Public Policy to pay debts. All that needs to be done now is discharge the debit with an appropriate credit "dollar for dollar." Debt must be discharged dollar for dollar in the same sense, as sin was discharged on the Cross. The moment a debt exists, it must be written off. The catch is, we can't write off the debt because we are not in possession of the account in deficit; our fiduciary agent is in possession of the account so we must provide him with the tax return (by the return of the original offer) so the fiduciary can discharge the liability through their internal revenue service (the bookkeeper). Most feel that when the money was taken out of society, the people became the slaves, this is not true, the people were freed from every obligation that society could create thus freeing the people from any obligation which they may incur simply because we cannot pay a debt. Ask yourself the question, What are you charging me with? And how do you expect Me to pay? Simply said, there is no money, plain and simple for me to make the payment with and on top of that, if I were to pay, who is paying Me to pay that guy and who's paying that guy and so on... Public Policy is the supercedious bond because it limits our liability to pay. It is the more perfect contract because it operates on grace to pay our debts after we have done all that we can. We go as far as we can to fulfill the obligation (acceptance and tax return) and after we have done all we can, mercy and grace kick in being our exemption to make the payment. Grace creates our exemption in the industrial society so long as we accept the charge.

I disagree with what you just wrote...
A Trustee can be penalised, fined and imprisoned.

The office of the executor doesn't because he/she is immune from any prosecution.
You can NEVER do away with your all caps name and it is forever tied to the estate.

The UCC-1 is a dead end and isn't the remedy people make it out to be.
Zero evidence suggest this.

If you do have evidence to suggest the contrary -or- have a road
map for soverigns in training to take in and heed I am all ears as is the rest
of the forum members in this thread. Would you be willing to provide this?

(I highly doubt it) and I say this with a curious sincerity.

We all know driving is a privilege, but traveling in our private carriage is a right.
We all know the federal income tax is voluntary, however they imply you have a debt based on income.
We all know we have the right to bear arms, however the gov't creates a privilege out of this
via a PERmit (a la permission)

So...what I'd like to know is how does someone (stateside) not in Canada seek
bonafide, resolute and conclusive, definitive remedy??

See, filing your NOI, and UCC, and all that makes you a constituant.
It makes you a trustee and NOT the executor/executrix.

A natural human being of flesh and blood needs not any of these documents to assert
who she/he is. It is a dead end.

The highest law is:
Trust Law, not Common Law, remember that.

*UPDATE*

I have received a return email from the original site wishing me to enter in information on whether the mortgage company had answered my email. The answer is no they have not and apparently are in violation of the law by not doing so. I have written a letter to the attorney general of my state and I am also going to seek legal advice tomorrow first thing. I will update again as I find out more information.

Bump.

This thread has been quiet for months, hoping that those that have been involved in the discussion can give us updates on their situations.

I'm bumping this too. We need updates as some of us are smack in the middle of dealing with this stuff.

Let us know what's going on.