posted on Aug, 13 2010 @ 05:59 PM
One thing that amazes me... is all the services that I get for nothing. Right now, I get free bill pay, free checks, no monthly fee on any of my
accounts, access to my account on line 24/7....
The only requirement right now is that I have direct deposit, which I have.
I have to say that bill pay is my absolute favorite feature and saves me much grief.
I think what you folks should really be upset about is if banks start charging for the services I just mentioned. (I for one would be rather teed off
if that happened).
My prediction is if the banks are not able to charge for other peoples iniquity, they are going to start coming after us who are responsible with our
money and don't overdraw our accounts/credit cards and I can assure you that will increase my disdain for irresponsible, lazy, apathetic people.
I'm sorry but it's just too easy to keep track of things. Someone mentioned earlier in the thread that getting your bank balance is difficult..
this is NOT true. I can log into my account and compare it with my journal at anytime: the balance that I see even reflects pending debit and credit
charges in real time. (Even though they have not 'posted' yet).
I rarely write checks but when I do I can log on and see if they have cleared or not as well.
All I'm going to say is, it's much easier to just take care of your business then suffer the consequences. If your money is tight, that's an even
bigger excuse to watch your stuff down to the penny.
No offense to anyone but all I see in this thread is a bunch of folks whining because they can't take care of their own business. Don't get me
wrong.. I know life can be a pain in the rear end and things can get busy but like I said, if you take a systematic approach and stay organized,
keeping your finances in order is a piece of cake. I seriously don't spend more than 10 minutes a week and I'm able to keep things tight. I don't
pay any bank fees and have not in quite a LONG time.
If I can do it, so can you!