reply to post by ~Lucidity
I took on a well known and popular UK bank i had an account with (briefly) and won my charges back, after threatening them with litigation.
They know they're crooked, and they do NOT want bad publicity.
They did to me, what other posters have said they do.
I ended up with - get this - £320.00 in O/D fees because i went overdrawn on a purchase made with a debit card.
How much had i gone overdrawn?
The grand sum of £0.62...62 pence! And i had a cheque waiting to clear.
They tried to 'fine' me £320.00 for an O/D of less than £1.00!
I pointed out, that i was using a debit card and as such only payments that can be covered by actual funds in my account could be authorized, and
basically, if the money is not in the account to pay the transaction, the transaction should not be accepted.
The letters, phone calls and threats of bankruptcy, threats of counter-suits, messing with my credit rating for years to come all ensued over the
months it took to get these crooks and thieves to accept defeat.
In the end, i basically told them to go and...'have sex with themselves' and any further contact should be made through my solicitor.
In the end, they zeroed and closed the account, with their corrupt tail between their legs.
Don't let these bastards fleece you, take your money out of their accounts and put it into a honest bank (if you can find one).