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Originally posted by Bugman82
The problem most people see is that people continue to live above their means and were not wise enough to save money for a time like this. The issue of helping out an unemployed person who has lost their job isn't the issue. The issue is helping out an unemployed person who hasn't prepared, even though they have had the ability to prepare.
Example of where my problem lies: Joe Shmoe makes $35,000 a year. However, because Joe Shmoe likes stuff a lot he buys a BMW, constantly buys his clothing from expensive retailers, eats out at nice restraunts, and lives paycheck to paycheck or wracks up thousands of dollars in credit card debt.
The Joe Shmoes (Sorry if your name is really Joe Shmoe) are the people that put the strain on our system. They are the ones who have the ability to become prosperous and wealthy over time but are so caught up in the buy-now mentality that they throw it all away. Literally, they are the ones who are in a major part responsible for the way our economy is today. These are the people I struggle with feeding off the teet of the government.
I understand the argument that they've been brainwashed by media into this consumerism mentality but people must take responsibility for their actions and need to experience something to correct their habits. The government coming to the rescue with free money may not be enough discipline to change spending and saving habits.
This perspective comes from a working man with a $24,000 a year salary and no benefits. I have successfully saved 20% of my income over the last 3.5 years. Also, due to wise investing I have gained around 11% annually on my savings. I'm sitting at around $18,500 currently. Thankfully, I have recieved a major promotion and will be making around $44,000 a year. Do you think I'm going to change my spending and saving habits? The only thing that will change is that now I will be saving around 30% of my income and increase my spending a bit to enjoy some things I've been waiting for in life like family vacations and travel.
He who ignores discipline comes to poverty and shame, but whoever heeds correction is honored. Prov. 13:18
Originally posted by contraband
Hey Muckster. I wish you good luck on your job search. I personally, don't have any problem with government providing unemployment income to those who get laid off from their job. Here, it usually lasts 6 months. But since we're in bad economic times their have been extensions.
Originally posted by contraband
I also think Social Security is a good idea. The only problem is the government won't keep their greedy hands off of it... using it like their own personal piggy bank. The only thing I dislike about Social Security is that there is alot of people on it that shouldn't be. For example, I know of at least half a dozen people that is drawing a monthly check for disability when there is no reason they can't work. Here, almost anyone with a willing doctor who takes it to court about 2 times can get on it.
Whats wrong with paying out £100+ for a security or gardening qualification if it means your earn £200 a week after?
military plenty of opennings, not to a 41 year old. GET A GRIP, MAN. Stop being IGNORANT.
Originally posted by NoJoker13
reply to post by Muckster
I hear the military always has plenty of openings. Whether it's your cup of tea or not it's still a job so tell me another one. Also you can get licensing for other jobs free from the military, another problem solved.
[edit on 23-7-2010 by NoJoker13]