Originally posted by Blanca Rose
reply to post by doobydoll
I'm not sure where you live, but in the US, I ran into a similar problem. I had my ex sign a quit claim paper, that got his name off of the
property. The mortgage company did not honor the paper, and although his name was no longer on the property, I thought it was awesome that he'd
still have to pay the mortgage if anything happened to me.
You might have to refinance your loan.
It only cost me a few bucks to do the quit claim.
i live in the UK and i'm not sure if things work the same here as in the US, probably not.
The mortgage company have said they cant refinance me on the property anyway, because they say i dont earn enough on just my wages to repay them, even
though i've been paying the mortgage religiously for 18 months, and on just my wages! so i've proved them wrong there.
the mortgage was offered based on both our wages being taken into account.
I reckon i'll see if i can enquire further to see if i there's something else i can do.
once my lawyer knew i couldnt meet the costs, the response was "oh i'm sorry, i cant help you then, goodbye".
In a situation such as mine, legal and lawyers costs are impossible to find for people such as myself who are on a low income, and dont qualify for
legal aid or assistance (free).
Anyway, lawyers will charge inflated fees forever because they can.
Only the better off amongst us can afford lawyers, the rest of us are lesser beings and cannot have any right to legal processes just because our jobs
dont pay us enough.
whingeing ended lol
dooby