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The U.S. federal law allows recording of phone calls and other electronic communications with the consent of at least one party to the call. A majority of the states and territories have adopted wiretapping statutes based on the federal law, although most have also extended the law to cover in-person conversations. 38 states and the D.C. permit recording telephone conversations to which they are a party without informing the other parties that they are doing so.
12 states require, under most circumstances, the consent of all parties to a conversation. Those jurisdictions are California, Connecticut, Florida, Illinois, Maryland, Massachusetts, Michigan, Montana, Nevada, New Hampshire, Pennsylvania and Washington.
It is illegal under all jurisdictions to record calls in which one is not a party.
Call Recording Laws
Originally posted by mishigas
"OK, and I'll just turn my own recorder on on this end". (I don't have a recorder).
And if they are using muscling tactics it's a good thing to do, what it sounds like is they were going to use some kind of tactic and didn't want to be caught being A$$wipes.
Originally posted by mishigas
I got a phone call from my mortgage company, Chase Home Finance. The rep on the line introduced herself, and then said "This call will be recorded for training and accuracy". Standard line, we've all heard it a million times, right?
Well, I was just in one of those moods, so I replied "OK, and I'll just turn my own recorder on on this end". (I don't have a recorder).
The tone of the rep's voice immediately changed, and she said "No sir, you are not allowed to record this conversation" Why? "Because you're not allowed to, that's why. You signed a paper agreeing to that". I said I don't remember ever signing such a paper (I don't). She said "This call is over. Thank you for your time", and she hung up.
My question to you is, have you ever signed a paper that prohibited you from recording a call? It sounded weird to me...why would they think it was important to do that?
Well that's a good way to get them from calling you! Next time just tell them, you want to speak to their boss, then keep repeating that each time they transfer you.
Adhesion Contract: A type of contract, a legally binding agreement between two parties to do a certain thing, in which one side has all the bargaining power and uses it to write the contract primarily to his or her advantage.
1301.13 Performance or acceptance under reservation of rights - UCC 1-207.
(A) A party who, with explicit reservation of rights, performs or promises performance or assents to performance in a manner demanded or offered by the other party does not thereby prejudice the rights reserved. Such words as “without prejudice,” “under protest,” or the like are sufficient.
(B) Division (A) of this section does not apply to an accord and satisfaction.
Effective Date: 08-19-1994
When you are going to sign a contract ( drivers license, lease, buying a
automobile, snowmobile, a building permit, marriage license, devoice decree,
or any other document).
BEFORE you sign!!! you have the right to draw a fine line through any
thing that is not to your liking....