posted on Mar, 25 2010 @ 06:55 PM
OK, Let's get something straight.. most of us don't like the bill. Not about helping the poor at all.
There are MUCH better ways to reform healthcare that doesn't involve hiring thousands of lazy inefficient government workers to oversee a working
system. And contrary to belief, it works for 80% of us. Fraud, Waste, and Abuse are killing the Government run systems... why, because they are not a
private company that has to make a profit and they are not actively investigating Fraud, why would they, lazy government workers have no incentive to
work hard as it is almost impossible to fire them. Government is inefficient because they have NO INCENTIVE to perform. That is why there is Billions
in fraud in Medicare. President Obama has mentioned this fraud numerous times but instead of addressing the fraud, we SUBTRACT the estimated fraud
today from Medicare tomorrow. Well, what's going to change in Medicare to actually STOP this fraud? Nothing.
NOBODY will argue that REFORM is needed and we have many ways to really reform the system that doesn't include massive tax hikes on the "working"
We see how the European societies are faring. We also see how Bankrupt Massachusetts is from their experiment.
A Crap Bill is a Crap Bill, doesn't matter if a R or a D is pushing it... crap is crap.
If GEORGE BUSH and the Republicans were pushing this plan 3 years ago... would YOU STILL SUPPORT IT? Think about that, I pretty much know the
answer... The LEFT WOULD BE GOING FREEKING CRAZY about such a scheme, and what's worse, you know it but won't admit it.
Let me give you a summary of a BETTER solution.
OK, every medical procedure that you have to pay for the price goes down DRAMATICALLY as competition grows.
Lasik Eye Surgery is a great example of this. When Doctors, Hospitals, and Imaging Centers post prices and advertise, prices go down. It is a fact and
would easily work. Problem is with Insurance that pays 80%, 90%, ALL etc. there is no incentive to shop around. If Insurance, Medicare, etc all had
posted "payout" per procedure (this is for common procedures not emergency medicine which we should keep on a % basis with max out of pocket) and
make all healthcare providers post their prices, then you as the consumer can choose where to get your medical procedures based on what you would have
to pay over and above the "coverage" for the procedure.
Anyway, as all states have different standards and we MUST have all insurance providers that want to complete. We simply set a minimum standard across
the board that should be the average to above average what the states are today otherwise all insurance companies move to the most "lax" standard
state. Now, instead of having your company choose an insurer. ALL U.S. citizens are able to choose any provider and their plan based on the allocated
amount your company pays. So for example if your company currently pays $8,000 per employee for X company. You have $8000 to use to choose the company
and plan that is right for you. This is very similar to the "Federal Employee Insurance Program". If you select a plan that cost more than that
$8,000 then you pay the difference just as you do today with your employer.
All Heathcare providers must take all insurance (otherwise you get what we have today with special referrals, etc.) Remainder is billed to you. So if
your insurance pays out $85 for an office visit and you see some Doctors charging $150.00, then you would be stuck with the rest. Watch how fast you
see competition, newspaper adds, etc. The Free Market will bring down cost exactly as we have seen in Lazik and Optometrist. When you get stuck with
the difference you take responsibility and don't allow yourself to get overcharged.
Now every plan has standard payouts per standard procedures... office visit, MRI, Catscans, etc. And YOU can choose where to get that service. This
will force competition.
(NOTE: ABC News did an investigative report lately that showed the variance in cost of an MRI in a US city. One place charged as much as $10,000 for
the same MRI another place was charging $2,500 for. Today, they don't post their prices and you usually have no idea what the cost is from place to
place... thus you get an MRI, insurance pays it's 90% or 100% or whatever and OUR prices all go up next year because places are bilking the system
because they do not have to post their prices.)
OK, very simplistic, not a complete explanation but I think you get the point.
What is wrong with this bill.
One, You got to have insurance. This is the first time the Government has mandated that you MUST have a good or service. You don't have to have auto
insurance if you don't drive. You don't HAVE to BUY anything in this country by law until now. So, Do you think the Insurance company prices are
going to go down? If you say yes your crazy, now you must have them, Medical facilities still do not have to complete, they can charge whatever they
want and insurance will pay for it minus your deductible and prices will continue to soar. Only now, we (the people that work) will get taxed more to
pay for it and pay more for my damned own... Who does this help? Only people who don't pay freeking taxes.... Joy, why work in this country, it is
becoming easier to just kick back on social programs. It is ridiculous.
Now, what have we achieved with this bill? Why not just have the uninsured buy into Medicare? Oh, I forget... now we the taxpayer get to Buy them into
Blue cross.... and not solving a single damned problem with cost and competition or tort reform, or negotiating with the drug companies.
Anyway, for those who DO NOT have insurance, The U.S. Government will GIVE them X$ to buy their plan just like everyone else.... Oh, where do we get
the money.. I will tell you exactly how... IMPORT TARIFFS through a FAIR TRADE BILL.
So, you think it is great to outsource U.S. jobs to slave labor in China... access a FAIR TRADE import tax on all imported goods that have unfair
market advantage.... yes that means KIA Autos as well since they can ship 10s of thousands of Korean Kias and Hyundis to the US but we are limited to
a small set number of our cars to Korea.
Proceeds from Tariffs go right into the Healthcare fund for the poor and elderly. Oh, guess what, more jobs in the U.S. as well...
Oh, what a crappy idea, TAX the imports of those practicing unfair labor practices & slave labor instead of those who are left "working" in the
[edit on 25-3-2010 by infolurker]