reply to post by Hatcookie
Please excuse my ignorance on the issue, but I am from Canada and I believe we have a very different system than yours.
Yes, you do. While your health care is offered and mandated directly from government, our brand new bill REQUIRES us to purchase health insurance from
the private sector (insurance companies).
Yes, our taxes may be slightly higher, but it is the one thing in life you CAN count on here, not having the burden of worrying if your "covered"
when the unspeakable happens.
Well I'm no expert on the situation but I wouldn't be surprised if collectively American's paid just as much, if not more, on taxes and we are NOT
covered health wise. There are just so many obscure and unrepresented taxes placed upon us that it would be impossible to understand exactly where all
the money goes but I am willing to bet that most of it goes into the pockets of those in power.
From what I understand, your current health care is paid for by something similar to car insurance, where you pay monthly (or once a year in full) for
something that you may never use, and something that they may not even cover if you need to use it?
This is correct.
What difference does this new health care bill make, besides making everyone have insurance? Will your rates be lower? Will you be covered for
Well, to understand the differences you have to understand the system in its entirety first. Basically, health insurance companies have the ability to
deny the selling or coverage or a person, or to raise their rates obscenely high, based upon the fact of if they have "preexisting conditions". This
basically meant that people who have debilitating illnesses such as cancer, diabetes, HIV, ect - were general unable to get sufficient coverage and
thus have to pay obscene bills out of their own pockets.
Perhaps one of the two GOOD things the bill does is place limitations on insurance companies so that they can no longer base coverage based on
preexisting conditions. Therefore, nobody will be exempt.
On the other end of the table, the bill will allow more people to be involved in medicare (our health care for the poor and elderly) with the problem
being that medicare funds are lowered and the quality of the health care provided is diminished. Trust me, medicare doesn't exactly offer "quality"
health care to begin with so it is not a good thing whatsoever.
The second GOOD thing this does is allow for children to remain on parents policies up until the age of 26 before they are required to get their own.
Regardless, the parents are still paying for the coverage so there really is no change in progress.
The main problem is that Americans... at least MOST Americans, don't like being told what we HAVE to do. If there was a government plan that
automatically covered everyone, I wouldn't really have a problem with it - but I do have a problem with telling me that I HAVE to purchase something
from a private seller or have my money taken otherwise. The health care bill as it stands is nothing more than an increase in taxes on Americans, an
institution of more and more fines, and a incremental bailout of the insurance companies who started the problem to begin with.