I typed this in response to another thread, but I love myself so I'll make a new thread....

Insurance Companies (IC) are exactly like Labor Unions (LU). They are third party parasites.

The pure labor formula contains an employer and an employee. The employer bids for labor in the open unrestricted labor market. The employee chooses freely where to work.

The pure payment system formula contains a payer and a payee. The payer is giving money to the payee for goods or services. Each chooses to be involved or not involved in the transaction based upon things such as quality of the goods or desirability of the service when compared to other sources of the same or similar service.

Now enter the third party parasites. The LU will attach itself to the labor formula by claiming to be a benefit to the employee. They are actually a detriment to the employee and employer both. The purpose of the LU is to destroy the employer. I know you find that odd and difficult to understand, but you must think about this logically. If the LU destroys the employer then there will always be another employer ready to take the place of the previous one. The LU is feeding off an endless chain of employers and employees, not for the benefit of either, but for the benefit of the LU and the LU's group. It is similar to a farmer who slaughters cows to eat the beef. The farmer knows that more cows are growing up to replace the slaughter cows. The cows never win.

The IC attaches itself to the payment formula of, for example, health services or auto repair services. Let's talk about health services for this discussion. These health services already exist. The IC does not create health services or give health services to you. They do nothing but attach themselves to the host of health service providers and health services consumers. Why do they do this? To control the host even if it causes death. The problems we are experiencing in the health field are all directly related to the IC that have conspired to rig the cost structure. The doctor is forced to accept the patients with health insurance, or the patients will go elsewhere. A doctor can't survive on cash payments alone because so few people will pay cash. Most everybody is looking to pay via health insurance plans. So the doctor is forced to take insured patients. There is no alternative but failure. The people who would rather pay cash are caught up in a vicious cycle of rising prices that will serve to frustrate them and cause them to also want health insurance. Then they too are trapped in the game. So the doctors and the patients are all wrangled into the game and sucked dry by the parasite.

We are experiencing the spoliation that Egypt experienced. And we all know how that turned out. The Americans are being robbed of their inheritance and birth right and wealth and innocence by the alien parasite. Just like the Egyptians were spoiled and ruined by the alien parasite that took over administration of their country.

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They are both socialist ideals (i.e. for the benefit of the people) within a capitalistic society. Which makes them subject to laws of capitalism i.e. negotiations, supply and demand, etc and all that jazz. Unions want more pay and less work, companies move to China. You keep rear-ending someone, you pay more auto insurance.

Originally posted by Cabaret Voltaire
I typed this in response to another thread, but I love myself so I'll make a new thread....

Insurance Companies (IC) are exactly like Labor Unions (LU). They are third party parasites.

No employer gets a labour union that doesn't heartily deserve it. And a collective agreement is a set of employment rules negotiated by both parties. What you say is nonsense.
...and next time the sewage pipes back up and you are up to your arse in poo...tell me again how you hate insurance companies.

Now banks...there's a different story!

Originally posted by JohnnyCanuck

Originally posted by Cabaret Voltaire
I typed this in response to another thread, but I love myself so I'll make a new thread....

Insurance Companies (IC) are exactly like Labor Unions (LU). They are third party parasites.

No employer gets a labour union that doesn't heartily deserve it. And a collective agreement is a set of employment rules negotiated by both parties. What you say is nonsense.
...and next time the sewage pipes back up and you are up to your arse in poo...tell me again how you hate insurance companies.

Now banks...there's a different story!

There is no need for a labor union. The employer provides opportunity and the labor chooses it or doesn't.

There is no need for a third party to be involved. That third party is always unproductive and detrimental to the employer, on purpose. The idea behind labor unions is to destroy the employer or at least force the employer to do as the labor union dictates. It is an outsider taking over. It is written in the Bible about an outside administration taking over a once powerful kingdom. Do you think the writers were wasting our time? It is not about greed. It is not about profit. It is about control.

Originally posted by Cabaret Voltaire

There is no need for a labor union. The employer provides opportunity and the labor chooses it or doesn't.

There is no need for a third party to be involved. That third party is always unproductive and detrimental to the employer, on purpose.

Once again...nonsense. You are saying workers have the right to quit. Period.

What about harassment, bullying, intimidation, unfair hiring, firing and working practices...the myriad of offenses committed by bad bosses. Rules of engagement are set...who polices them? You don't like it, you can quit?

I would humbly suggest that it is employers with an attitude such as yours that invite certification drive by their actions, and whine about the consequences. A progressive and fair employer does not get unionized.

— Doc Velocity

There are thousands of state and federal laws and regulations protecting workers in the American workforce. Unions were necessary 100 years ago for worker safety but are outdated and no longer needed in this era.

Insurance companies need an overhaul - but their power and wealth corrupt and keep US politicians (dems and repubs) from doing what is necessary.

Originally posted by jjkenobi
There are thousands of state and federal laws and regulations protecting workers in the American workforce. Unions were necessary 100 years ago for worker safety but are outdated and no longer needed in this era.

A collective agreement is a set of rules by which an employment contract is governed. This contract is agreed to by both parties. HR and Shop Stewards collectively police the contract.

As a former chief steward for a supposedly enlightened employer, I can tell you that I was kept very busy dealing with the shenanigans created by sloppy HR and simple bad management.

To say unions are no longer needed is to speak in ignorance of the facts.

Originally posted by Doc Velocity

— Doc Velocity

*falls down onto floor, rolling around in an uncontrolled fit of laughter...*

oh man Doc, my stomach is hurting!

Originally posted by Cabaret Voltaire
We are experiencing the spoliation that Egypt experienced. And we all know how that turned out. The Americans are being robbed of their inheritance and birth right and wealth and innocence by the alien parasite. Just like the Egyptians were spoiled and ruined by the alien parasite that took over administration of their country.

Nice close there pal. I see what your getting at here. Maybe we should get the insurance boys to build bricks without straw?

Originally posted by DarkspARCS
oh man Doc, my stomach is hurting!

I thought you might like that.

— Doc Velocity

insurance companies are not parasites they are worst &$%$^* for the children` s sake.
here in Canada we have what is called NO FAULT INSURANCE -there is no fault for any accident or charge so the government and insurance rolled it out this way. DON`T BET ON IT .
have an accident and up it goes .
get a ticket and up it goes .
the corporate bottom line must be outstripped and surpassed as the STOCK HOLDER`S pockets come before you the insured.
CASE IN POINT .
3 friends of mine just got into their car which was parked in front of the 1 friends house. around the bend comes a lady flying at excessive speed in a 50 km zone[30 mph] she broad sided the car and pushed it sidways 40 feet into a telephone pole . she was charged with 2 charges.the witnesses all said that when she hit them her wheels were still spinning and that no brakes were applied.
friend #1 owns the hit car but she was not driving. friend 2 was driving and is licensed.. friend 3 was a passenger in the back seat.
friend 3 gets a phone call from the woman that was charged insurance company telling her that because of NO FAULT she has to sue friend #1 whose car it is,even though the car was in park and not moving.the driver friend #2 can`t get sued.
friend #3 who was the passenger gets a letter from from friend #1 car insurance company, stating that she has the right to sue them -get this one -
the INSURANCE COMPANY IN ALL IT`S COMPASSION has a $30,000.00 deductible on whatever she is awarded in the civil suit -this is the passenger
WHY IS IT WE PAY INSURANCE so that they the INSURANCE company can claw back what ever we are awarded . i went through my whole policy after this and guess what i found -there is no amount of deductible for an accident not even in the fine print.the only deductible there is what you pay as your deductible to get your vehicle fixed. ALL IT SAYS IS THERE THERE IS A DEDUCTIBLE AMOUNT WHICH IS NOT STATED ANYWHERE .
p.s. they insured the car for say $ 8,000.00 value they paid her out $2,500.00 for her car . i`ll bet the other woman`s INSURANCE COMPANY paid her INSURANCE COMPANY $8,000.00 for that car.
so friend #1 got screwed even though friend # 3 did not sue.
FRIEND #1 NOW HAS AN ACCIDENT ON HER DRIVING RECORD THROUGH NO FAULT OF HERS .
all compliments of GORE MUTUAL INSURANCE COMPANY in Canada.
WE ARE ALL ROYALLY SCREWED ONCE AGAIN.