posted on Mar, 22 2010 @ 02:39 AM
Originally posted by Dock9
reply to post by K J Gunderson
37% of your take-home pay went in health costs (insurances, plus actual, etc.) ?
You must have struggled to make sense of it !
We in other countries hear about the ...what's a word to describe it? Massive - Ridiculous - Unsustainable - Unjustifiable - Unbelievable cost of
heath-care in the US. But I doubt many of us would ever have believed Americans were having to pay so much
It helps that I had someone that could let me live with them or else I would have most certainly been homeless. I am not the average American but I am
not all that strange. I take a few medications and was hospitalized for pancreatitis. Then I had some dental issues, nothing major but majorly
expensive. My medications are expensive enough just in the copay but my insurance will not even cover them all or in the doses I am prescribed. This
is where the problems start to add up. I need one regular medication. No big deal but my insurance will only cover so much of it. In order to actually
take what my Dr. wants me to, I have to shell out a few hundred bucks a month. The insurance plan does cover this medication at those doses but they
have decided I do not need it. My insurance company decides what meds are ok for me to take, what procedures I could get and so on. The thing is, had
I had affordable preventative care, my overall costs last year would have been significantly less.
Like I said, I may not be everyone but I am only one back injury, fall, car accident away from everyone that cannot imagine why I paid so much in one
year. Most of the people I know opposed to the health care reform never really see a doctor and do not take any meds and never go to the hospital. It
is amazing what one accident does to change someone's mind when they realize that they spent 11% of their gross pay on insurance only to find out the
Hospital still wants several thousand more because the insurance company decided not to approve things or just drop you altogether.