Originally posted by stereovoyaged
Exaclty, honestly, I havn't spent 500 on health care in my life, so I cannot imagine per month.
A couple of items you are failing to mention here. Most working US Citizens pay zero ( as in 0.0) Income Tax. It is my understanding that is not true
Here if a family of four has an income of under around $80,000 per year say, and they are buying a home, they pay nothing. What does a Canadian
household pay in Income Tax per year if they make the same?
You of course have spent way more than $500 on medical care as you pay for yours with taxes and then the government pays for it for you.
While traveling through White Horse in the Yukon Territory, I got into a conversation with a man who related what to me was pretty shocking. He had a
high paying job that required the ability to do manual labor. He lifted something wrong one day and gave himself a bad hernia which meant he could not
work until he had surgery and healed.
He told me that he had to get on a list as it is elective surgery, same as it is here. He further told me he had to wait 18 months for this simple
surgery. During that time he lost 18 months of his high wages. I believe he mentioned a pay that was about equal to $75,000 per year after converting.
The Canadian Dollar was pretty low then and if I recall he actually said he made about $100,000 Canadian. This was early fall in 2000 I think.
Now if I do the math here, that is about around $150,000 in lost wages while he waited for the surgery. I know he was drinking away the blues because
he lost everything he owned. That means that for him at least, a simple hernia opperation cost him $150,000.
My Wife is going in for a similar procedure price-wise here in the US in 10 days. She set all of this up yesterday and could have gone in today had
she wanted. So a similar elective surgery here can be done as quick as the day after you start setting it up. Most of the US is the same. The total
cost is $12,000 after my 20% discount for paying up front.
Lets compare here shall we.
Elective surgery in White Horse, Yukon Territory cost $150,000 in lost wages plus whatever income taxes he paid out of his pay.
Elective surgery in US can be set up in one day with no waiting and paid in full for $12,000 with not one dime of income tax involved.
I have no reason to think this man was lying. He was really upset he did not have the means to come to the US and save all those lost wages and he
would not have lost his house.
You see its important you tell the whole story. Do you perhaps have a copy of your income tax schedules that lists rates at various salaries so we can
compare apples to apples?
Another enigma here is an experience I had in North Dakota. On a Friday after work I twisted an ankle badly. I iced it up but by morning it was
obvious I needed to see an Orthopedic person. I called every one listed in the whole city I was in. The earliest I could get in was Tuesday as each
and everyone had no appointments available which is very wierd for the US. Usually you can just walk in.
Monday afternoon I took a chance on a cancellation and went to the man I had the appointment with the next day as my ankle was really bad. I had to
park a block away because every parking space in the clinic lot was filled with cars with Canadian plates.
Luckily I got in an hour later where I then found out I'd waited too long and was told I'd likely have permanent damage, which I do. I asked the MD
what was going on that I could not get anyone anywhere to take me earlier. He told me that every Canadian Holiday weekend, all of his appointments
were taken by Canadians months in advance. He explained that was the only reason he kept his sports medicine clinic open on Sundays which is odd for
North Dakota. When I left his lot I took care to note the plates on the cars again and sure enough, nearly all of them had Canadian plates.
I have to ask here, why do so many Canadians flock across the border for healthcare on Holidays that those of us who live here can not even get an
appointment if everything is just perfect with the free Canadian system. What makes them willing to pay out of their own pockets?
Is the answer what that man in White Horse told me? That it is far cheaper to come here and pay than to loose months of pay waiting? If that is not
true the only other explanation that makes sense is our care is way better in quality. I don't buy that though. I think it was the first option.
On top of this I'm really curious how much more in income taxes Canadians pay. Do you know of a site I can get that information?