What gets me is the 79.9%.

I mean the offer is stupid to begin with, but why don't they just put 80% and be done with it!

I guess they figure it must really sound like a deal at 79.9%!!!!!!!!

I closed a card a couple of weeks ago because of the rate and the woman gave me a hard time because it would be a 50 point hit. I told her I could handle a 50 point hit because any lender I deal with would say yeah theyre scum the 50 points don't mean anything. I'm still getting a bill with 0$ owed

Originally posted by mikellmikell
I closed a card a couple of weeks ago because of the rate and the woman gave me a hard time because it would be a 50 point hit. I told her I could handle a 50 point hit because any lender I deal with would say yeah theyre scum the 50 points don't mean anything. I'm still getting a bill with 0$ owed

I kept getting bills from the student loan people while I was enrolled in college during my undergraduate studies with the amount owed $0.00. They were on in school deferment, and it was letting me know how much interest was accumulating. One time I wrote them a check for $0.00 just to see what would happen. For the next couple of years I received a statement with the bottom where you tear it off to send it in torn off so that I couldn't send them anything I reckon. I got a good snicker over it.