posted on Oct, 14 2009 @ 10:33 PM
I don't worry about my credit rating getting any lower. I'd have to get caught screwing the fed chairman's daughter for my credit rating to get any
lower than it already is.
A few years back I lost a secured credit card to 600 dollars worth of overdraft and overlimit fees that I racked up for spending 60 dollars on
gasoline, tylenol, and food during a rescue mission (going after my mom, after somebody beat her bloody, robbed her, and left her with no car, no
money, no phone, no shoes, and a cracked rib in the gutter in Laughlin, NV). I explained that story in even greater detail to the bank, complete with
police reports and reciepts, and reminded them that I actually had a credit card set up for overdraft protection- but the incident just happened to
arise the same week I'd purchased texbooks on that card. They basically said, "that's nice, but we've already creamed in our pants at the idea of
getting 1,000% interest out of you, so now you owe us 600 dollars and a clean pair of shorts".
So I paid them their 1,000% interest, closed the account, and then wrote a short story based on the incident that ended up being too obscene for any
magazine I've contacted so far to publish.
So it's safe to say they wouldn't so much as loan me a rope if I wanted to hang myself, much less money.