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Not less than ten days after notice is sent by certified mail or statutory overnight delivery, return receipt requested, to the lot owner both at the address of the lot and at any other address or addresses which the lot owner may have designated to the association in writing, the lien may be foreclosed by the association by an action, judgment, and foreclosure in the same manner as other liens for the improvement of real property. The notice shall specify the amount of the assessments then due and payable together with authorized late charges and interest accrued thereon. Unless prohibited by the instrument, the association shall have the power to bid on the lot at any foreclosure sale and to acquire, hold, lease, encumber, and convey the same. The lien for assessments shall lapse and be of no further effect, as to assessments or installments thereof, together with late charges and interest applicable thereto, which first become due and payable more than three years prior to the date upon which the notice contemplated in this subsection is given or more than three years prior to the institution of an action therefore if an action is not instituted within 90 days after the giving of the notice.
Originally posted by starwatcher1
To the OP. While I agree with you on some of your points, I don't agree with them all
I am currently VP of my HOA. We try very hard to maintain our HOA for the good of all. There are some people here who refuse to play by the rules. Keeping your yard mowed, weeds killed, house painted, dues paid etc.
There will always be some who want to fight "city hall" there are others that could get a S***.
For the last several yearly HOA meeting we couldn't even get a majority of member to attend.
While I understand your frustration, Why no get involved? I did. I bought the philosphy of make this a place where people want to move to rather than move out of.
Our HOA for awhile was bad, now we are trying our hardest to make it nice place and rules that protect everyones property value.
The Inlet House condo complex in Fort Pierce, Fla., was once the kind of place the 55-and-older set aspired to. It was affordable. The pool and clubhouse were tidy, the lawns freshly snipped. Residents, push-carts in tow, walked to the beach, the bank, the beauty parlor, the cinema and the supermarket. In post-crash America, this was a dreamy little spot. Especially on a fixed income.
But that was Inlet House before the rats started chewing through the toilet seats in vacant units and sewage started seeping from the ceiling. Before condos that were worth $79,000 four years ago sold for as little as $3,000. And before the homeowners' association levied $6,000 assessments on everyone — and then foreclosed on seniors who couldn't pay the association bill, even if they didn't owe the bank a dime.
Normally, it's the bankers who go after delinquent homeowners. But in communities governed by the mighty homeowners' association, as the sour economy leaves more people unable to pay their fees, it's neighbor vs. neighbor.
Originally posted by allenidaho
The real solution here is to not move to the suburbs in the first place. You don't need to live in the city with all the other worker drones. Why do people want all that house and zero land anyway? I don't get it.
Originally posted by Finalized
I have come to the conclusion that Homeowner’s Associations are one of the most evil institutes in America. The reason I posted this in General Conspiracies is because it is one, probably the largest, non-talked about conspiracy in this country. In different states, there is documented proof of collusion between HOA Boards, management companies, lawyers, and judges to profit on the foreclosure of homes in covenanted communities. The worst states, currently, are California, Arizona, Texas, and Florida.
If you have never been involved in a HOA dispute, you might not realize what you have given away if you live in a covenanted community. Because you have signed a legal contract with a corporation (usually non-profit), you have signed away all of your constitutionally protected property rights, as any dispute is now a contract dispute. If you live in one of these communities, you are living in a private government with no checks and balances. Most homeowners are not aware that they are one Board election away from disaster; you are truly living in a politically unstable country!