Originally posted by ALLis0NE
The problem isn't that they can't pay, the problem is the insurance company wouldn't even give them the chance to pay.
The baby looks perfectly healthy, and is perfectly healthy. If the mom pays me a certain amount of money every month (like real insurance), then I
would GLADLY pay for their health care bills, because I know over time she will pay it off (that is what insurance does).
Again, that's fantastic of you. But you see, in the real world, not fantasy land, we have what's called a
business model. And whether you
can accept it or not, that's what keeps you in your underpants and eating your food and driving your car and living in your house with your
electricity, etc.
And an insurance company is no different. They have shareholders who they answer to and staff to pay. They cannot just "hand out" money on what,
statistically speaking, is a potentially high risk of large health bills due to existing health concerns - in this case, obesity. In the end, it's
their money they're handing out. And "being nice" isn't a viable option for a successful business.
So yes, you go and pay out your money and help them - be the good samaritan that you are. And when they cannot pay you back, and you *need* that
money, you can hold your head up high and say, "I feel good about myself".
So yes, I would GLADLY pay their health care bills, ESPECIALY if I had my own insurance company. I would do anything to save a life.
Not with your busines model you wouldn't - you'd have no money to pay for anything as you're basing your insurable customers on emotion, not logic
or reason. You'd be paying out to *everyone* you had a sob over and your company would collapse as you'd have no money.
Unlike you people, if I saw some kid get hit by a car, I would rush to help him, and donate to help pay for his health bills. It seems like the
majority of you would rather turn your back.
Somewhat correct. I'd call the police and paramedics and give my statements. But that's it. I feel no need to pay for others. That's why I pay
my taxes.
[edit on 14-10-2009 by noonebutme]