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Some of the accounts being skyrocketed up to 29.99% have been with the company for decades and have never paid late or gone over their credit lines.
My roommate has had two of his credit card companies raise hit rate to about 28% without notice. He has never been late or missed a payment and has had them for years. One company completely lied and told him that he was late and said it was posted on a date that was a Sunday! Um banks are not open on a Sunday. After he brought this up to the higher ups they instantly changed it back and said nothing further. They were caught making fraudulent claims and knew it so they did whatever he asked. This is why I dont have ANY credit cards. I dont trust these places! They are thieves!!