reply to post by PontiacWarrior
Not only would that be coercing him to open an account he doesn't want, but if you can't honor a check drawn on your bank, there is a serious
Once I went onto a bank and wanted to cash a cashiers check drawn on the bank I entered and I didn't have an account there, and it was fairly large,
so I asked if I could get some cash and the remainder back on a cashiers check.
I was told that would be fine, but there is a seven dollar charge to draw another cashiers check.
I really didn't want to carry that much, but when they said that, I countered, "Oh...it's seven dollars? I'll just take the cash then."
Soon enough, they waived the fee. I know now-a-days you have to "pre-order" extra cash for large withdrawls and wait for the cash to get there,
usually the following day.
One other time, at another famous bank, a cashier must have brought swome baggage from home and spoke in a harshm condescending manner and had an
additude like it was a bother to be pleasant and courtious to the customer. It really was bad, and I really tool issue with her negative and
smart-assed demeaner, so I finally interrupted her ranting, (I had an issue with a minor account going negative and fees attached, due to a bounced
check that was not returned for 23 days.), and
I said, "you know what? I would like to just close my accounts. She acted as if it gave her an orgasm to close out my meager negative accoun....
Wait....I said, I would like just one cashiers check for all my accounts.
When she accessed my other accounts, she never did utter another sound...
I can tell you this much. When I walked out with that check, I felt confident that this would be her last day.
I think any branch manager that doesn't have the cajones to make a judgement call regarding the double amputee, should be cast out along with the
brainwashed underling tellers that spoke policy unwaiveringly over the obvious disservice that manifest as the armless man stood, I'm quite sure, in
BoA has done me one so, I might as well not leave this out.
I started a checking account there because my bank has limited branch locations. The first time I used the check card, it was all good.
The3 second time, on a Sunday, I was going to a relativesgrave site and went to purchase flowers, but the card didn't work. I had to wait until
Monday to call them because they aren't open Sunday afternoons.
It turns out they put a "security hold" on my card because I purchased gas with it.
I'm like.."huh?" And was told that lots of stolen cards are used for gas. I said ok..well it's not stolen and I did buy gas, so is it going to
I was then told, I would have to verify my last three purchases with the card. I only used it once....
I said, "look, I called because it didn't work yesterday and because I was hours from home,, I couldn't get the flowers I wanted to leave at a
grave, and that was inconvenient. Now, you want information that doesn't exist, and even if it had, I gave my authorised info to verify it is me you
are speaking with, and I told you the card is not stolen, I used it for gas so, why would I need to verify to them any last purchases when I gave
personal password and SS# to verify it is I. I told you that I have the card, and there is no problem, except them putting a hold on.
I felt like If they confirmed my ID by answering the info, why do I need to tell them where I used a card? What business or concern is it to them? I
am not applying for credit...I am using my monies."
It's like they messed with me and then even when they know there is no problem, to inquire about my purchases seemed like sticking their noses up the
dark side and I just kept asking, Why do they need to get all up in my business when I confirmed there was no unauthorized card use, and they should
not be arbitrarily shutting off access to customers funds on a whim...
I just cdouldn't believe it. Turn the card on and get out of monitoring my useage. If I lost the thing I'd call. Just another way they can mess
with cash that isn't theirs. I can't tell you how much it ticked me off. Since then, I leave minimal in the account (usually 50 cents), since
I can't rely on that plastic debit they can't keep their noses and arbitrary account manipulation out of.
I will not be stranded due to relying on a card that may be shut off at a whim as if by doing that is "looking out for me"...
I already got a year waiver on fees, so why leave money in the account that may not be accessible?
BoA is definitely one if the high-profile turds of banking business.
As matter of fact, wouldn't that be considered a hate crime these days? Making an armless man feel demeaned, as if they value stupidity over
professional conduct more and more each passing day....