posted on Aug, 28 2009 @ 06:01 PM
I can't wait to find out what they (the banks, the fed) are terrified of what could be uncovered. My guess is that if we do audit he banks, someone
will figure out that the banks didn't lose that much money in mortgage crisis or something like that, and that the banks also got billions of dollars
in TARP money, which they just sat on and hoarded, while our home values PLUMMETED...
You know, every day that goes by, every time I see articles like this, I feel less and less remorse about what I am about to do: walk away from my
I did nothing wrong. I had perfect credit. I have a good job. I got a house I could afford, at a good interest rate rate. Unfortunately, I bought at
the top of the market, and my house value has now PLUMMETED, because of all the bad loans that the banks gave out, plus the fact that the banks have
done NOTHING with all the money they were given from TARP to help those of us who are losing values. They refuse to even talk to us until we skip
payments, which i refuse to do, because that would lower my credit score.
So, every month, I try to call Bank of America to ask them for a loan modification. What do they do? They hang up on me. So, I go to them in person
and ask for a modification. They say I can't, because I make too much money and I am under no financial hardship. (Evidently, they don't think
it's a hardship that my house is now worth about half of what I paid for it 4 years ago!! Sorry, but I consider that a hardship!!)
Well, finally, I asked myself.....do I really give a crap what my credit score is? All my life, I've worked hard to keep a good credit score...why???
So I can....GET SCREWED BY THE BANKS?!?! No.
So, fine. They can have my excellent FICO score. They can have my house. I refuse to play this stupid game anymore!!!
I'll be damned if I'm ever giving any bank another red cent of my hard earned money. They can take my mortgage and blow it out
their.....ears.....because I'm not playing this game anymore. EVER. I would rather rent for the rest of my life than ever give the banks another
penny of my money.
[edit on 28-8-2009 by nikiano]