posted on Aug, 21 2009 @ 06:38 PM
Originally posted by TheAssociate
I was not aware of that, as I don't deal with banks, personally. I didn't trust them before finding out about this, and I trust them even less now.
There is no reason a bank needs fingerprints.
Personally, I find the requisite 2 pieces of Identification required under the Patriot Act to be more of a nuisance, especially considering they
require 1 Photo ID (State Driver's License, State ID, Passport, Military ID) and 1 Credit Card, Debit Card or Bank ATM Card. Meaning if you don't
have a Bank Account somewhere, you can't cash a Check even when it is drawn on that Branch's funds!
Although the practice of collecting a fingerprint impression on a Check that you cash at a Bank is humiliating and treats customers as if they were
criminals, those fingerprints never go anywhere.
However, there are some Banks that are considering Electronic Biometric Fingerprint Scanners for this practice, and those Electronically-scanned
Fingerprints will then be kept in that Bank's Database. That starts treading upon some highly unethical ground. Alas, that is where the slippery
slope of Banks requiring fingerprints is headed.
Although individuals don't have much recourse through the OCC, your best advocate to get an exemption is from your Employer. If your Employer
contacts the Bank on your behalf, oftentimes they will waive the requirement for you. I had that problem with the 2 pieces of identification rule and
after my Employer threatened to do their banking elsewhere that Bank issued me a Card I could present at any branch with that bank showing I need only
show 1 piece of Identification. When you threaten the core of their business as a large profile customer, they'll volunteer to make an exception
rather than the end-customer who they'll refer to a OCC who will send usually nothing more than a Courtesy Letter explaining why they have this