The most remarkable thing about civil unrest is that there hasn't been more of it.

Politicians are making a hash of this country—and much of the rest of the civilized world. We know it. They know it. They know we know it. But we don't feel we can do anything much to stop them.

That right there is the pre-condition for civil unrest—when people are frustrated and politicians are nervous.

Worse, that was how things stood before last fall's crash. Before pols on both left and right launched the biggest mass transfer of wealth in history—transferring our wealth (what we had left of it!) to their friends on Wall Street and in the banking industry. In other words, that's how things were before things got bad!

Now everybody's talking about the ongoing catastrophe (even if we are in a momentarily sunny mood). But almost nobody is talking about the logical—maybe even inevitable—consequences of cynical or desperate politicians abusing an already fed-up populace: civil unrest.

I mean people taking to the streets. Or mass resistance. Or crackdowns because the government fears we might do something to upset its apple cart. It's going to happen. Somewhere. At some time. It's going to.

One of the few VIPs to mention the matter openly was Zbigniew Brzezinski, former National Security Advisor and the ultimate insider's insider. He commented on the millions of unemployed or soon-to-be-unemployed and the "...public awareness of this extraordinary wealth that was transferred to a few individuals at levels without historical precedent in America." He told "Morning Joe" Scarborough, "Hell, there could be even riots." I'd say that's an understatement.

Here are my definitions of levels of civil unrest and a little bit about how they might affect us:

LEVEL ONE: The lowest level of civil unrest is when people turn on their own neighborhoods—as happened during the race riots of the 1960s and the Rodney King riots in Los Angeles. Level One civil unrest can be deadly and destructive, but primarily to people who live, work, or must travel in the immediate area. Level One unrest is spontaneous, Dionysian, is confined to a narrow geographical zone where the protestors live. Police response may be harsh, but it's localized. Unless you're in the middle of it, you're unaffected.

LEVEL TWO: Level Two civil unrest may also be focused on a single area. But in this case, rioters or protesters have deliberately targeted a business district, a facility, a transportation system, or an organization to impose maximum disruption. One example: the World Trade Organization protests in Seattle in 1999; young people with violence in mind and rage in their hearts attacked an entire downtown, affecting hundreds of businesses and tens of thousands of workers who hardly knew what hit them. Another example: This spring, protesters in Thailand shut down the Bangkok airport, affecting who knows how many individuals and businesses. Level Two unrest is usually planned or semi-planned. The target is chosen deliberately. Although still focused in one area, Level Two can disrupt normal life and business in a whole region or country.

LEVEL THREE: Level Three comes when mass unrest or authoritarian crackdown causes disruption at state or regional level. Then, no matter what the original cause or location of the trouble, everyone in the region is affected. Effects might include travel restrictions, random ID checks, mass arrests, food and fuel rationing, controls on money and banking, roadblocks, and other harsh "emergency" restrictions.

LEVEL FOUR: Level Four is Level Three—but on a national or even international scale. It's martial law. If things ever get this bad, it's likely that the government itself will be a far bigger threat to everyone's well being than whatever the original cause of the clampdown was.

And of course, any level of civil unrest can lead to laws, regulations, and harsher police policies that end up affecting everybody in the long run.