I started this thread to hopefully layout all the problems that come with NOT finding a way to cover the uninsured in this country. There is a cost
if we do nothing at all. If we don’t’ try to find some kind of compromise, then the situation will continue to get worse and worse, until one
day, we’ll look back and say, “We really should have done something back then.” I don’t think we should let it get to that point.
We should learn from our past mistakes that waiting until a problem becomes so big that the only way to change it is so drastic that it will
negatively affect us all. Take the bank bailouts for example, pollution, social security, etc.
I understand that some people feel that they will be paying for people to be covered by some sort of public option, but most don’t understand that
they already are:
Uninsured add $900 to health premiums
WASHINGTON - Health insurance premiums will cost families and employers an extra $922 on average this year to cover the costs of caring for the
uninsured, according to a report released Wednesday.
With the added cost, the yearly premiums for a family with coverage through an employer will average $10,979 in 2005, said the report from consumer
group Families USA.
By 2010, the additional costs for the uninsured will be $1,502, and total premiums will hit $17,273. In 11 states, the costs of the uninsured will
exceed $2,000 per family.
You can see the contradiction in complaining about your health insurance premium being so high but then also being against the government finding a
way to help give health care coverage to the uninsured. Every year, your premiums get higher and higher because of the large number of people not
covered by health care.
Part of the problem with people not being insured is that they wait until something really bad is wrong with them to see a doctor. By then, the cost
to treat them becomes much more expensive than if they had preventive care or were able to head it off before it got too bad.
If you come down with a disease like diabetes, heart disease, or you have a stroke, cancer, heart attack, it’s not like you’re NOT going to go see
a doctor if you don’t have coverage. And a problem arises when those people who NEED to receive health care but aren’t insured and can’t pay
for the services that were provide to them. Not only does the doctor/hospital not get paid, but they continue to fall deeper and deeper into debt.
Medical Debt Huge Bankruptcy Culprit
Public option support poll
You may think personal bankruptcies are the result of job loss or wild credit card spending.
But a new study published in The American Journal of Medicine says the biggest reason for going into bankruptcy is medical debt.
Early Show national correspondent Hattie Kauffman reports the study says getting sick is a factor in 62 percent of personal bankruptcies -- an
increase from just eight percent in 1981.
And among those who filed for bankruptcy, 75 percent reported having some type of medical insurance. But The Washington Post says people in bankruptcy
with insurance were nearly $18,000 in the red. And those without insurance had an average of almost $27,000 in medical debt.
Contrary to the current information being portrayed in the media that the issue of creating a public option for health care is extremely controversial
nationwide, it seems that the majority of Americans actually favor a public option:
A large majority of Americans favor public health option, study shows
The study found that between 68 percent and 88 percent of Americans either strongly or somewhat support health reform ideas that include national
health plans, a public plan option, guaranteed issue, expansion of Medicare and Medicaid and employer and individual mandates. Reaction to capping the
current tax exclusion of employment-based health benefits is mixed.
The survey also found that if the current tax exclusion of health benefits were capped (as some have proposed), 47 percent of respondents would switch
to a less costly plan if the exclusion were set at $5,000, 38 percent would keep their plan and pay the taxes, and 9 percent said they do not know
what they would do.
The survey was conducted May 8 to June 2 through 21-minute telephone interviews with 1,000 individuals age 21 and older.
I highly doubt it, but I hope this will change some people’s minds about their opinion on the health care issue. I know that people seem to be die
hards when it comes to their political opinions and their minds usually just cannot be changed but I think part of the problem is that there is so
much conflicting information out there that it’s just “safer” to stick to your guns. But the facts I’ve posed above aren’t partisan, they
aren’t up for interpretation, and they aren’t there to serve a political agenda.
Continuing to not solve this problem is cost ALL OF US more and more every single year. And SOMETHING has to be done.