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* A new government-run insurance plan would be created with payments to hospitals and doctors set at 10 percent above the government's Medicare health insurance program for the elderly and disabled.
* Employers and individuals would be required to obtain health insurance coverage, with subsidies to help those who cannot afford it.
* Insurance companies would be barred from refusing to cover people because of health history.
* Insurers also would be required to cover some preventive serv
President Obama says he will not place caps malpractice awards: "Now, I recognize that it will be hard to make some of these changes if doctors feel like they're constantly looking over their shoulders for fear of lawsuits. I recognize that. (Applause.) Don't get too excited yet. Now, I understand some doctors may feel the need to order more tests and treatments to avoid being legally vulnerable. That's a real issue. (Applause.) Now, just hold on to your horses here, guys. (Laughter.) I want to be honest with you. I'm not advocating caps on malpractice awards -- (boos from some in audience) -- (laughter) -- which I personally believe can be unfair to people who've been wrongfully harmed."