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By George Lekakis May 27, 2009 12:00am Source:
Travel insurers such as CGU and AAMI have exclusion clauses in their insurance contracts that will leave Australians abroad to fend for themselves if they catch the H1N1 virus, which is now sweeping the globe. The tightening of insurance coverage by these insurers comes as the incidence of swine flu continues to rise in popular tourist destinations such as the United States, Canada and Europe,..............
Most travel insurers have general exclusion clauses for "likely or actual pandemics", which appear to limit their liability in relation to pig flu.
CGU has also moved to rein in its liability, but may cover medical expenses on policies issued before the World Health Organisation raised its alert on the virus on April 27.
.........the World Health Organisation's decision to place swine influenza at category five constituted a 'likely" scenario that fits into our policy exclusion."
* This policy does not cover any liability, loss, cost or expense arising out of, resulting from, caused or contributed to by avian influenza or any other virus that is declared to be an outbreak or epidemic by the World Health Organisation, or any Government or ruling body of a country that the outbreak or epidemic has occurred in.