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Picture this: The wealthiest guy in your town or city passes away due to either illness or old age. In the following days his funeral takes place and grieving relatives are seen following his coffin. They weep as the coffin is lowered to the ground and covered in dirt: only there is no body in the coffin.
I don't believe for a second that persons referring new clients and acquiring new contracts for the Cryonics Institute do not receive any compensation for their referral.
Insurance policies do not sell just sell themselves, they require agents(salesmen) who promote the service to potential clients.
To assume that those in the ToV who convince junior members to sign up for cryonics do not get compensated for doing so, is just plain stupid.
"They're almost all atheists. Oh, and Cryonics Institute elects its governing group by general vote and details its finances to its members every quarter, so if it funnels money to TOV then most cryonicists in Cryonics Institute would have to be in on it"