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“This person runs a bank that’s worth about $250 billion, it has no subprime loans, it has no bad debts, wasn’t involved in credit default swaps,” Napolitano said. “It didn’t need any money. It didn’t ask for the money and didn’t want it. The FDIC with Treasury backing – officials from both the Federal Deposit Insurance Corporation and the Treasury said if you don't take this money, we will conduct a multi-year public audit of you.”