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At least 16 percent of motorists tool around without insurance, and a Michigan company says it has developed technology that allows police to easily identify and cite them.
InsureNet's database would compile names, license plate numbers and other information about motorists and provide it to some 35,000 law agencies through a nationwide network linking local, state and federal law enforcement. Cops and traffic cameras could use the information to instantly identify uninsured motorists. InsureNet claims the system could save the insurance industry billions of dollars in fraud and generate hundreds of millions in ticket revenue. It says Chicago and Mississippi are among those that may adopt the technology.
"Until now states have had very little opportunity to determine what vehicles on the road are insured," Rowland Day, the company's executive VP, told Wired.com. "We have developed a system that has the ability to be effective on a national level and therefore beneficial to every state."
- Insurance industry analysts said the number of uninsured motorists on the nation’s roadways could spike over the next year, as unemployment rises.
Originally posted by lynn112
My only issue with this is yet another private company will have access to data on me. I just don't trust these companies because many times their security is lacking and my data ends up in the hands of the wrong people.
Also, NY state already does this. If you insurance lapses, the company lets the state DMV know and you get a daily fine after 15 days. Eventually, they will suspend your registration I believe. I just assumed other states did this as well and see no real purpose for such a database to exist if the DMV can already do it.
Most states require that you keep insurance on a motor vehicle if you are not paid off on it.
Actually, I'm not sure if it is the state or the bank that has that rule in place.
Originally posted by TheDustman
They don't mention that those millions and billions in 'revenue' is revenue derived from the wallets and purses of people who can't afford insurance in the first place.
Originally posted by ReelView
As far as I understand such "Legal" statutes are not really Law. They do not apply to living humans. The "Legal System" is nothing but lies and manipulations enforcing debt slavery through perpetual false financial obligations and taxation. "Uninsured" is one of those many issues that help drive people into dependency on the "legal/political" system. I don't believe big brother can really force people to have car insurance or a drivers license (private) either. Lot's of so called legal statues are completely false. For example there are no "laws" requiring a business to collect sales tax for the state. There are no "laws" requiring a business to withhold taxes from an employees pay check. There are lots of these fake scams perpetrated by lawyers becoming politicians that have no Lawful standing at all.
Originally posted by TheDustman
Seeing as insurance companies do not contribute to the auto industry, maintenance of roads or other services, or anything other then a "just in case".
An uninsured driver isn't more likely to hit, kill, or otherwise impair a person,
So before you cast them as evil, consider that for all the inconveniences they cause you, they get very little benefit.
The Motor Insurers Bureau (MIB) was set up by statute in 1946 to compensate the victims of uninsured drivers. The fund pays out more than £200 million every year and has paid out more than £2 billion in total. The UK has a very poor record with one in every twenty cars on the road being driven without proper insurance cover. The MIB pays out claims from a fund that is contributed to by every motor insurance company who must by law dedicate a large percentage of their premiums to the fund. This means that every driver who has a motor policy is paying £15 - £30 of their insurance premium to compensate the innocent victims of uninsured drivers.
Originally posted by spliff4020
"How can I be highrisk" I asked them? I havent had an accident, I havent been pulled over. I have to drive like a 90 woman to avoid detection. I think I'm probably a better driver than most on the road. But it didnt matter. The insurance was 189 a month for basic liability on a 10 year old car.