posted on Feb, 27 2009 @ 01:35 PM
I am usually pretty good when it comes to my money, but there are sometimes when I make a mistake. This is the first time on this account, and I have
had it for over a year. A store did not put through a charge, and I used my debit card purchasing a birthday present. I was over my account by less
than $2 when the older store charge finally went through.
Now, I do agree that it was my fault, as I should of written down the charges (which I do now to all charges), but I was in sticker shock when I
recently looked at my statement. There was a $25 overdraft fee, plus a $33 overdraft charge, and another $39 over draft limit fee. Not only that, but
the account was charged $6 per day it was overdrawn. That is $94 the bank ate (plus the $6 a day charge) for a $2 mistake. I admit, I accept the $25
fee for the mistake, but I do think the other charges are over kill. I do not normally do this type of thing, and I am now very careful it will never
happen again. I am on a fixed income, and every penny counts as the prices around here have gone up drastically.
This may be a silly rant to some people, but how many here think $94 is a bit high for one mistake?
(Update: I went into the bank, and the manager did give me back $69. He said he could only do that once, but I would be charged the full amount next
time. I was nice to him as you can catch more flies with honey than vinegar, which I would wonder who the hell wants flies.)