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Originally posted by XxthehoffxX
I recently had a massive hike on my credit card must be with all the defaults that are going on with people becoming unemployed or more likely another excuse to ripus all off
Originally posted by BeyondBelow
I belive the legal national interest rate is 30%. or maybe 29% so there are barely under the legal limit.
line 3
Originally posted by XTexan
I have 5 credit cards, 2 of them I maintain a 0 balance on so that I can always perform a balance transfer. Recently the 3 cards I had balances on did as you said and hiked my interest rate up to 28% . So I transfered the balances to my other 2 cards with a 0% interest rate on balance transfers for 6 months. I've already recieved offers from the original cards for 0% interest balance transfers so when the cards hike up their rates, I'll transfer again...
Honestly I havent paid interest in years by using this method.
Originally posted by Power_Semi
Originally posted by XTexan
I have 5 credit cards, 2 of them I maintain a 0 balance on so that I can always perform a balance transfer. Recently the 3 cards I had balances on did as you said and hiked my interest rate up to 28% . So I transfered the balances to my other 2 cards with a 0% interest rate on balance transfers for 6 months. I've already recieved offers from the original cards for 0% interest balance transfers so when the cards hike up their rates, I'll transfer again...
Honestly I havent paid interest in years by using this method.
But you have to pay a fee to transfer the money over don't you?