posted on Oct, 15 2008 @ 07:30 PM
I usually use cash personally, It's easier for my little brain to keep track of!
But I also have one of these pre paid credit cards - I call it my pretend credit card, it's really a sort of debit card with a mastercard logo, makes
a lot of sense for my and my random spending habits - it's harder to get carried away spending on the internet, I've got to get to a shop with one
of those pay point systems (they are everywhere) or to a postoffice.. Also I think the charges are very fair.
£9.95 to buy the card in the first place
no monthely charges
Free to top up at postoffices (but not instant like in the shops), also free to top up from the Virgen site and by money transfer.
2.75% charge to top up at paypoint
2.5% to top up from another credit card.
2.95% per transaction / cash withdrawl (which is a bit high - but acceptible as it's either for emergencys or internet use)
There are plenty of other deals - I wen't for this one cos it seemed quite middle of the road, one major problem it that any money on the card is NOT
protected! If Virgen money goes down the swanney everyone will loose ALL money toped up to the cards
but I am covered in card of credit card
fraud. Overall pretty handy for me - I'd be dangerous with a 'grown up's' credit card! Good to give to kids as well I suppose (reckon Virgen
will give me a job after that little lot??
This is the one I got
Edit to add - My card details are 5412 6752 2645 2512 exp 13/07
And if you believe that I have some very interesting business proposals I would
love you to hear
[edit on 15/10/2008 by Now_Then]