posted on Sep, 28 2008 @ 03:01 PM
Yes, there is a way to get away from credit cards. Pay Cash! Do it the way our grandparents and great-grandparents did. If you can't afford it, do
with out, until you have the money to pay for it.
I have credit cards. I use a credit card when I buy something online, or when I buy gas. Then I come home, log into my bank account and make the
There are a great many people out there who teach you how to live debt free. (Including your home)
Suze Orman and Dave Ramsey come to mind, and of the two, I would recomend Dave Ramsey. Suze's advice seems to be geared more toward women, whereas
Dave's is geared toward the entire family. Mind you, this could just be my interpretation.
We followed Dave's plan, the day we paid off the last credit card, my wife cried tears of joy.
It takes discipline to not use a credit card if you have one, or to discipline yourself to come home and pay off what you just spent(Gas), or for that
book you just ordered on line, and if you don't have it, then get rid of them. Cut them up, cancel them and do without.
We have gone back to saving money, paying cash, and making what we have last.
Trust me, if I can do it, then anyone can!
Americans MUST learn to ignore TV and Radio ads. We MUST learn that we can't have everything we want right now. We Must learn patience, prudence,
and above all, frugality.
It is the lack of these virtues, along with prodding by the vovernment and Madison Avenue that got us into the financial mess we are in now.
[edit on 28-9-2008 by kettlebellysmith]