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I'm talking about collectors who, curse at people, tresspass, basically stalk, etc. the ones breaking the "laws". Those are the scumbag colletors that I'm referring to.
Bottom line is, pay bills, don't hide and play games and you won't have any reason to worry about collectors.
Originally posted by Heike
reply to post by elevatedone
Attempt to collect on debts which are past the statute of limitations, betting that the consumer isn't aware of the statute, and/or try to trick them into an action that will "revive" the debt so they can try to collect it.
Attempt to collect on debts which have been discharged in a bankruptcy.
Call the debtor's employer and try to cause trouble. They know they aren't supposed to do that, but they're betting the debtor doesn't.
Acquire judgments against debtors in counties - or states - where the debtor has never lived and the debt was not incurred, then wait until it is too late to protest the judgment before taking action on it.
Use process servers who don't care if they actually deliver the papers to the correct person, but report success so that they can get paid.
Monitor checking accounts waiting for paydays or bonuses, then take ALL of the debtor's money, leaving them nothing to live on for two weeks or a month, and assuring that the debtor will incur additional debt in the form of bounced checks, late fees, and other unpaid bills.
Call the debtor's family members, and the employers of family members, whether or not they had anything to do with the debt. They know this is a violation of the law, but they figure you probably don't.
Originally posted by schrodingers dog
We have many members with ats/bts point overdrafts.
Is that the kinda loan you were looking for?
I might be wrong, but the law varies from state to state as to the requirement for notification of a pending suit or collection attempt. Some require Certified Mail, that must be signed for and others just requiret the "attmpt" to notify.