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Originally posted by scepticsRus
Do what i do.
When ever they send any advertising stuff with a pre-paid envelope, i fill it up with other junk mail and send it back to them (making sure that anything with your name and address is removed of course).
C onsumers scent victory in the battle over charges. But they could still lose the war
The first round of the battle to recover billions of pounds in unauthorised-overdraft bank charges for consumers has gone in favour of the man on the street.
Last week, the High Court ruled that the Office of Fair Trading (OFT) had the right to decide whether the charges levied by banks on people who go into the red without permission are legal. If the OFT decides the fees break consumer contract law, it should clear the way for customers to reclaim charges, plus interest. In the past two years more than 300,000 people have either taken their banks to court or threatened to do so to get back the charges they've paid.
Unsurprisingly, the banks are expected to appeal against the ruling and fight tooth and nail to keep hold of the £3.5bn every year, or £400,000 every hour, they make from these fees. But they aren't expected to win.
This all seems good news for customers, but experts believe the banks could have a nasty surprise in store for them, through the imposition of fresh fees. In effect, the UK system of free banking could be brought to an end.
Originally posted by silencee
if you pay online you don't need to pay extra because there is no people on the other side serving you.
Boston is a great band I like the song Dont Look Back but anyways I pay my stuff online also but if you need to pay a last minute bill because sometimes it takes 4 to 5 days to deliver than you need to pay online or in person. This disgusts me and I recently told my cell phone company sprint when I tried to pay them in person if they charge me a fee then Im not going to pay the bill Im going to switch companies and they took the fee off.