posted on Mar, 26 2008 @ 06:10 PM
Recently my insurance provider ended my current policy plan and is replacing it with a "new and improved" plan. So far I'm not seeing much
difference besides increased coverage maximums for various things and more options. I'm reading through the hundred-or-so page Certificate and I
come to the exclusions. One item reads...
7. Charges caused by or contributed to by:
a. War or any act of war, whether declared or undeclared.
That was in my last policy as well, but this is what's new...
b. Participating in the military service of any country or international organization, including non-military units supporting such forces.
c. Foreign or domestic acts of terrorism that result in a nationwide epidemic.
That last part raised an eyebrow. Now it is reasonable to expect them to cover their butts in the event that there's a terrorist act that results in
them getting a couple million medical claims. But did not such a threat also exist in 2004 which my last Certificate was dated? Wouldn't the
lawyers have already thought of that? Is there simply an increased risk with the continued expansion of the Empire?
Or do they know something we don't?