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Originally posted by Yarcofin
I've only watched the first video so far, but to me it looks like everyone so far has gotten themselves into the trouble. Ignorance is no excuse.
I'm a college student. I have a credit card. But I don't have any debt. In fact I have enough savings (currently invested in the stock market) to easily make a 15-30% down payment on my first mortgage once I get a full-time job. Maybe it's a cultural difference between Canadians and Americans, or maybe I'm a very small minority.
In fact, my Mastercard actually earned me money last year. $0 in monthly/annual fees plus $6 cash back on my purchases puts me ahead. I guess I'm what the credit card industry would consider a "deadbeat."
Well, that's how they start you off at first, in small bite size pieces and not long before you realize it, you are hooked to the taste, that's when these graveyard diggers start tightening the noose around your neck, till you give them back their credit-card, paid in full.....with interest.