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You fundamentally misunderstand government salaries. Top appointed employees must be paid well, because they can get two or three times their salary in the private sector. They never get paid what the private sector is worth. Also, you fail to recognize that if you paid the top administrators of the MTA $0, you would make absolutely no dent in the budget. Their salary is nothing compared to the infrastructure costs of maintaining public transportation.
All I'm going to do is repeat what I've said: pay your debt. You agreed to it. You made a mistake, now you pay for it. Don't like it? Don't take out loans with terms you don't like. It's just that simple. Don't use other peoples money if you can't handle the costs. If you refuse to take the measures needed to pay off your debt, don't whine. Banks are not charity, and are not here to lend you a helping hand. Don't like being under greedy bank agreements? Don't take out loans that let them be greedy. Of course, you again presume this is greed, and have yet to explain to me why this is not CALLED RUNNING A BUSINESS. But then again, you think everything should exist to be warm and fuzzy and "cut you a break."