Point by point
Originally posted by djaybeetoo
Point 1: Forget credit unless you are buying business assets.
Agreed. And make sure that you have a very good chance of realizing enough from that asset to pay off your debt and make a reasonable profit.
Point 2: Do not believe what your government tells you.
Governments sometimes have to lie to the people in the people's interest. This is simple statesmanship and only a very naive person would find fault
But you suggest, furthermore, that governments sometimes lie to the people in their own interest. Well, if this happens in a democracy and the
electorate does not punish the liars, it has only itself to blame.
Point 3: Do not believe mainstream media.
Say, rather, that the trustworthiness of the source of any statement is only one of many possible indicators of the truth of that statement. On the
whole, the 'mainstream media' in rich democracies are quite trustworthy when it comes to the facts. It is in the presentation and interpretation of
these facts that they are untrustworthy. In this they are no different from any private citizen, you and I included. That's just human nature, which
is something one - naturally - takes into account at all times.
Point 4: Your employer is your slave master, does he/she treat you well?
Your employer is not your slave master. You and he are participants in a mutually binding contract whereby he gives you pay and various benefits in
exchange for certain services - labour, if you like. If you don't like the terms of the contract you can always negotiate better terms, either with
him or a different employer. Can't do that? Oh dear, looks like the law of supply and demand has struck again. Maybe you and your fellow-workers
should strike too?
do the you pay you your worth
Who determines what you are worth? Neither you nor he, as interested parties, are competent to decide that. It is left to the market to decide, though
government may intervene to ensure that you receive a minimum wage and certain statutory benefits.
when they record record profits do they give you record pay rises.
If the record profit was personally due to you, they should and very often do - see how salepeople, for example, depend far more on commissions than
on income for their salaries. And if it was the result of a team effort, then by all means share the wealth. But I suspect you're talking about
windfall profits, which are mainly due to market-related events. In a situation like that, why the blistering blue blazes should anyone (except the
owners of the company) get a cent extra?
Point 5: Those in society who are above you would not like you to be there as you will make them less superior.
If the people above you think you're 'the right sort' (whatever that may be; it varies) - or, better still, if they think you can help them
consolidate their own wealth, power and influence - they'll actually help you rise. There are still plenty of other groundlings for them to feel
Your remaining points appear to be of personal (to you) rather than general relevance, so I shall not comment on them.