i can give you a good reason to hate freecreditreport.com other than the commercial.....
I listen to O&A on XM in the mornings...and they were talking about this a few weeks ago, not sure if it was a replay, but whatever...
If you sign up for thier site, you are not signing up for a free report, but for a bunch of other crap you don't want, and your name, address, phone
# and email add. are sold to as many ad and marketing companies as they can find. THAT is how they make their money, not by researching your credit,
but by making you ADD TO IT.
I think that in itself is validity enough to have it in skunkworks.
Spyware, malware, adaware, ad companies who take your information without your knowledge or EXPLICIT CONCENT!!, and run with it.
I have taken every precaution to stay "off the grid", and so far, I get minimal junk mail, and no telemarketer phone calls. No junkmail in my email,
and what little I do receive in my mailbox outiside, I take their offers, rip them up, add a small piece of aluminum venting plate (very thin gauge,
all edges smoothed), and send it back to them in thier own "pre-paid" envelopes. The little piece of metal is legal to ship via the mail, and kicks
up the postage **a bit** for thier trouble.
The fact that people set up these false companies just to keep tabs on our buying habits and other day to day doings is ridiculous and should be
outlawed. I think someone is trying to pass a bill to make spyware and adaware illegal, but i'm not sure.
THAT is why I get pissed.
Have a nice day.