Right to enter the Chat Rooms you need to have made 200 posts - you have made
49 at the moment ( you can check how many posts you have by hovering your
mouse over the bar underneath your points on your avatar). You do not have to pay anything to go to chat you just need the 200 posts.
In the members centre you buy things at the store (such as access to RATS) with your points - they are all priced in points (not money).
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