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Originally posted by Red Cloak
I went to get a loan and I was told I needed a 700 to get it. ... The bank loan officer got up for a cup of coffee and I saw something on her screen that said 666 on it.
It appeared to be under the category "minimum credit score". Just to clarify, my credit score was not that number, so why would that exact number be on her screen and in bright red letters?
Originally posted by stompk
As we move further into a buy now, pay later society, your credit score becomes more and more important. What is the minimum acceptable credit rating? Could it be 666. Without that minimum number, one definitely has trouble buying anything on credit. And we continue to get pushed into a credit only society. Is the mark not a physical mark, but a line in the sand, like, on your marks, get set, go! type of mark?
Don't get me wrong, if you borrow, you should pay back. But there's been plenty of good, honest people who lost everything they worked for because they couldn't pay the bank, or the lender. Is money really that important, that we need to ruin someones life if they get a few months behind? Think about it.