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The Associated Press
Updated: 9:20 p.m. ET June 20, 2005NEW YORK - Already a device of multiple disguises, from camera to music player and mini-TV, the cell phone's next trick may be the disappearing wallet.
After all, since more than a quarter of the people on the planet already carry around cell phones, and hundreds of millions are joining them every year, why should they bring along credit and debit cards when a mobile device can make payments just as well?