Lloyds TSB tests Islamic mortgage (from ATSNN)

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posted on Mar, 22 2005 @ 06:59 AM
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If there ever was evidence to suggest that Islam has done deals with the western Gov then this would be it.

would you like a house?? Would you like a mortgage? how about a mortgage with no interest?? Sounds too good to be true?? Well not if you live in London and are a Muslim!!!

English people need not apply!!!

OUTRAGIOUS!!!!!! I am going to organise a protest march through the centre of London to protest!!!!!!!!!!
 



news.bbc.co.uk
The UK's first specialist Islamic bank opened last year and Lloyds last month introduced an Islamic current account.

Lloyds said it wanted to offer a service to Muslims who had decided not to buy a home for religious reasons or have had to take on a normal mortgage.

Muslims are not allowed to pay or accept interest, and analysts said that there may be strong demand for targeted services and products.



Please visit the link provided for the complete story.


would you like a house?? Would you like a mortgage? how about a mortgage with no interest?? Sounds too good to be true?? Well not if you live in London and are a Muslim!!!

English people need not apply!!!

OUTRAGIOUS!!!!!! I am going to organise a protest march through the centre of London to protest!!!!!!!!!!


[edit on 22-3-2005 by Neon Haze]




posted on Mar, 22 2005 @ 07:01 AM
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I voted for yes, but I didnt realize there was spelling issues.



posted on Mar, 22 2005 @ 07:04 AM
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How do you mean spelling issues??



posted on Mar, 22 2005 @ 07:24 AM
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Originally posted by Neon Haze

English people need not apply!!!


What happens if you're an English Muslim, or is being English a faith that I am unaware of?

And as much as they say there is no interest, there is a requirement to pay rent on top of the repayment.

This is a good example of misinterpretation, misrepresentation and prejudice, you decide.

[edit on 22-3-2005 by Koka]



posted on Mar, 22 2005 @ 07:26 AM
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couldn't that be constued as discrimination? only available if you are a muslim, sounds like a way to gain some converts. does the uk have laws against discrimination? if so i think it should be aplied on something like this if they refuse non-muslims a loan. i believe that the jewish laws prohibit intrest (at least for jews) as well. but i have never heard of them setting up something like this.



posted on Mar, 22 2005 @ 07:27 AM
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I think you will find that the banks are still getting their money. The buyers would have to pay rent, its just a re-worded form of interest payment. No-one in this world gets anything for free, at least not from banks.
Oh and you spelt outragous wrong, I think that is what Cobra was refering to.



posted on Mar, 22 2005 @ 07:29 AM
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Being English is actually a religion... Church of England!!!

BTW.... You are English if you are a member of the English Race just like you are Japanese if you are a member of the Japanese Race... sorry if that offends people but I am just fed up with people being racists against English People!!!!

I'm sick of being told I am a racists just for being proud of my race. I'm not against any other race I'm just against injustice full stop!!!

Most people do not understand the difference between English and British..

If you are an immigrant and live in England that does not make you an English person... it makes you British.

It's that simple...

If anyone wants to argue the point then you are welcome but they are the facts..

NeoN


[edit on 22-3-2005 by Neon Haze]



posted on Mar, 22 2005 @ 07:31 AM
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Im not sure why it was moved from ATSNN.
Check your U2U's

[edit on 22-3-2005 by SpittinCobra]



posted on Mar, 22 2005 @ 08:08 AM
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Originally posted by Kriz_4
I think you will find that the banks are still getting their money. The buyers would have to pay rent, its just a re-worded form of interest payment. No-one in this world gets anything for free, at least not from banks.
Oh and you spelt outrageous wrong, I think that is what Cobra was referring to.


It's not a question of if the banks make money or not it's a question of fairness...

It means it is actually easier for a Muslim to buy a houses in England than an English person.

NeoN

p.s. outrageous Lol gosh I can’t believe someone posted to say I misspelled it lol hahaha that’s funny



[edit on 22-3-2005 by Neon Haze]



posted on Mar, 22 2005 @ 08:41 AM
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Originally posted by Neon Haze
Being English is actually a religion... Church of England!!!

BTW.... You are English if you are a member of the English Race just like you are Japanese if you are a member of the Japanese Race... sorry if that offends people but I am just fed up with people being racists against English People!!!!

I'm sick of being told I am a racists just for being proud of my race. I'm not against any other race I'm just against injustice full stop!!!


I didn't know being English was a race! When did this happen? Why wasn't I told? I always thought my being English was a nationality, not a race....


Most people do not understand the difference between English and British..

If you are an immigrant and live in England that does not make you an English person... it makes you British.

It's that simple...

I really don't know what on earth your trying to say here. You say people dont understand the difference between being English and British, and you don't seem to have much of an idea yourself. At least you're not expressing it very well. Are you saying that an immigrant who now holds a British passport, cant be proud to be English? Proud to be living here and adding to the betterment of our society? Why ever not? And if your born here to immigrant parents, are you not allowed to be English too?



posted on Mar, 22 2005 @ 08:46 AM
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Originally posted by drogo
couldn't that be construed as discrimination? only available if you are a Muslim, sounds like a way to gain some converts. does the uk have laws against discrimination? if so i think it should be applied on something like this if they refuse non-Muslims a loan. i believe that the Jewish laws prohibit interest (at least for jews) as well. but i have never heard of them setting up something like this.


I don't care if Islam gave me a house for free I would never convert to it....

It's not the convert issue I feel is important here as is the importance of gaining an unacceptable advantage over the indigenous population that I feel is vastly unjust.

If this happens I can see Lloyds TSB being the target of some furious retribution from the far right and in fact the not so far right...

I used to live in Japan and I can tell you that if I wanted a Japanese bank to give me an advantage over the Japanese people because it's in my faith do you think they would give it to me???

I think people are not aware of what is going on here....

When it was Euro 2000 football one of my friends had the St. Georges Cross Flag outside his door.... do you know what happened???

The Council came around and told him to remove the Flag as it was causing an offence against the other people that were not English in the flats!!!

Where does my friend live??? The Centre of London England!!!

That's right English people are being stripped of all that they are and are being asked to give up our very country that my grandfather fought to keep ours... and it's just being given away like some cast off!!!

I am so Angry about what Lloyds proposes and I am not alone.....

Why do you think the National Front party has so many members and is creeping into the majority in some areas of England???

because even though they are racists they are the only part that stands up against the wave of anti English policies we now see being put into action.

NeoN.



posted on Mar, 22 2005 @ 08:54 AM
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Originally posted by Neon Haze
Being English is actually a religion... Church of England!!!

BTW.... You are English if you are a member of the English Race just like you are Japanese if you are a member of the Japanese Race... sorry if that offends people but I am just fed up with people being racists against English People!!!!

I'm sick of being told I am a racists just for being proud of my race. I'm not against any other race I'm just against injustice full stop!!!

Most people do not understand the difference between English and British..

If you are an immigrant and live in England that does not make you an English person... it makes you British.

It's that simple...

If anyone wants to argue the point then you are welcome but they are the facts..

NeoN


[edit on 22-3-2005 by Neon Haze]


Being English does not make you C of E, and being English is not a race, as is being a Muslim is not, we are all members of the human race.

I think you are mixing race with creed, culture and or faith, and the result is prejudice. This is quite clearly seen in your lack of knowledge regarding the ability of someone to be English and of a different faith to C of E.

Kerb your anger before posting this way you can cloak your ignorance.

p.s I noticed your name can be pronounced Neo Nhaze, was this a deliberate ploy of yours?

[edit on 22-3-2005 by Koka]



posted on Mar, 22 2005 @ 09:06 AM
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Originally posted by ridcully

I didn't know being English was a race! When did this happen? Why wasn't I told? I always thought my being English was a nationality, not a race....

I really don't know what on earth your trying to say here. You say people dont understand the difference between being English and British, and you don't seem to have much of an idea yourself. At least you're not expressing it very well. Are you saying that an immigrant who now holds a British passport, cant be proud to be English? Proud to be living here and adding to the betterment of our society? Why ever not? And if your born here to immigrant parents, are you not allowed to be English too?


Actually you are wrong there is an English race and the nationality is British.

If you are born here to an immigrant family then you are a 2nd generation immigrant.

If my family moved to Japan and I was born there do you think I would be Japanese??? Nope of course not.

Actually the True English Race are those that can trace their Family Tree back to the Anglo-Saxons.

NeoN.


[edit on 22-3-2005 by Neon Haze]



posted on Mar, 22 2005 @ 09:10 AM
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English is not a religion, just as being Welsh is not or Scottish. England is a country in Britain or the UK. It is the church of England, see?

No it does not make it easier for a Muslim to get a mortgage than any other citizen fo the UK. Go to the bank and ask them the Terms and regulations, not ANY Muslim will be entitled if they do not meet the requirements, the same as any mortguage.

As I said it is just re-wording, so it is not seen as a loan. The banks will still be making the same amount of money, fairness is not even an issue.

Personally I think this "news" is a none issue.



posted on Mar, 22 2005 @ 09:20 AM
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Originally posted by Koka
Being English does not make you C of E, and being English is not a race, as is being a Muslim is not, we are all members of the human race.

I think you are mixing race with creed, culture and or faith, and the result is prejudice. This is quite clearly seen in your lack of knowledge regarding the ability of someone to be English and of a different faith to C of E.

Kerb your anger before posting this way you can cloak your ignorance.

p.s I noticed your name can be pronounced Neo Nhaze, was this a deliberate ploy of yours?

[edit on 22-3-2005 by Koka]


someone said that Being English is not a religion I said there is the Church of England. simple really.

Kerbing my Anger / Hide my ignorance??? hahaha you have got to be kidding!!

Your attitude is obviously the attitude of either an immigrant that seeks to be equal or more than equal or the attitude of someone who does not understand what is going on.

My advice would be to travel around the world and see how other countries work before you start commenting on ignorance.

NeoN. HaZe

P.S. NeoN means NeoN nothing more nothing less.



posted on Mar, 22 2005 @ 09:40 AM
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Originally posted by Kriz_4
As I said it is just re-wording, so it is not seen as a loan. The banks will still be making the same amount of money, fairness is not even an issue.

Personally I think this "news" is a none issue.


The news was deemed important enough to be a title headline on the BBC News Website so I wouldn't say it was non-issue..

And it is not just a re-wording the conditions of the mortgage are very very different.... For example the average deposit in a normal loan in London is around £30k

Lloyds TSB states that they will pay 90% that means the deposit on a Muslim loan is just 10% that means it is physically easier for a Muslim to get a mortgage as they are more able to get the deposit together than anyone else.

Besides, if you are a first time buyer in England, you are unlikely to be able to afford a property anyway as you do not have the collateral to buy.... However if you are Muslim first time buyer it is relatively easy with this proposition.

NeoN



posted on Mar, 22 2005 @ 09:40 AM
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Originally posted by Neon Haze
Actually you are wrong there is an English race and the nationality is British.


You are wrong. People living in England are English



If you are born here to an immigrant family then you are a 2nd generation immigrant.


Wrong.

The inhabitants of England are the English




If my family moved to Japan and I was born there do you think I would be Japanese??? Nope of course not.


Yes you would be. The world does not classify citizens by "pure breed" (yuck, I hate that term), because such a thing does not exist anymore.



Actually the True English Race are those that can trace their Family Tree back to the Anglo-Saxons.


The term England comes from the Angles, Germanic settlers.


Since the term "English" explicitly refers to peoples who arrived on the island of Great Britain relatively recently, it is anachronistic to talk of England's prehistory or ancient history which, though rich and interesting, are properly dealt with as part of the history of the island of Great Britain as a whole.


Have a read here: en.wikipedia.org...

ANyway, to the point, there is no preference for Muslims in buying a house. Like I said, go to the bank.



posted on Mar, 22 2005 @ 09:41 AM
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Originally posted by Neon Haze

Originally posted by ridcully

I didn't know being English was a race! When did this happen? Why wasn't I told? I always thought my being English was a nationality, not a race....

I really don't know what on earth your trying to say here. You say people dont understand the difference between being English and British, and you don't seem to have much of an idea yourself. At least you're not expressing it very well. Are you saying that an immigrant who now holds a British passport, cant be proud to be English? Proud to be living here and adding to the betterment of our society? Why ever not? And if your born here to immigrant parents, are you not allowed to be English too?


Actually you are wrong there is an English race and the nationality is British.

If you are born here to an immigrant family then you are a 2nd generation immigrant.

If my family moved to Japan and I was born there do you think I would be Japanese??? Nope of course not.

Actually the True English Race are those that can trace their Family Tree back to the Anglo-Saxons.

NeoN.


[edit on 22-3-2005 by Neon Haze]


What on earth are you banging on about? So Scottish is a race as well? Welsh? Its a nationality! Why is this concept so difficult for you to comprehend? By your definition, there shouldn't be any players on the England football team who can't trace they're ancestry back to before the doomsday book! Or how about Robert Earnshaw playing for Wales? Thierry Henry and Patrick Vierra playing for France? Maybe you should calm down, wipe the righteous froth from your mouth and think about what your saying



posted on Mar, 22 2005 @ 09:44 AM
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Lloyds TSB states that they will pay 90% that means the deposit on a Muslim loan is just 10% that means it is physically easier for a Muslim to get a mortgage as they are more able to get the deposit together than anyone else.


Thanks, you have just shown you don't grasp the whole deal. They do not get a loan at all, that is the WHOLE point.

I suggest you go to the bank and find out the total repayment. I think you will find it to be roughly the same.



posted on Mar, 22 2005 @ 09:48 AM
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Originally posted by Kriz_4

Originally posted by Neon Haze
Actually you are wrong there is an English race and the nationality is British.


You are wrong. People living in England are English



If you are born here to an immigrant family then you are a 2nd generation immigrant.


Wrong.

The inhabitants of England are the English




If my family moved to Japan and I was born there do you think I would be Japanese??? Nope of course not.


Yes you would be. The world does not classify citizens by "pure breed" (yuck, I hate that term), because such a thing does not exist anymore.



Actually the True English Race are those that can trace their Family Tree back to the Anglo-Saxons.


The term England comes from the Angles, Germanic settlers.


Since the term "English" explicitly refers to peoples who arrived on the island of Great Britain relatively recently, it is anachronistic to talk of England's prehistory or ancient history which, though rich and interesting, are properly dealt with as part of the history of the island of Great Britain as a whole.


Have a read here: en.wikipedia.org...

ANyway, to the point, there is no preference for Muslims in buying a house. Like I said, go to the bank.



I couldn't disagree more with you. you are the total other end of reality and infact it's people like you that make it easy for the English RACE to disapear.

and the propogander you point to is just another way for the people that would destroy all that is English to opperate.

NeoN

P.s. what Wikapedia states is the following

en.wikipedia.org...

"The English are an ethnic group originating in the lowlands of Great Britain descending originally predominantly from the Angles and the Saxons (known commonly as Anglo-Saxons), Danes, and Celts. The name is used for those who have descent from these tribes from over 1,600 years ago until the present."

Note that it states that the English are an ETHNIC GROUP!!

Thank you!!

NeoN

[edit on 22-3-2005 by Neon Haze]





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