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Elizabeth warren, college for all, debt cancellation

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posted on Apr, 23 2019 @ 11:17 AM
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But if you want a fiscally conservative solution. Get rid of the guaranteed student loan program and force the colleges and universities to actually compete in a capitalist market. Grants and Research Grants can be factored in with Scholarships for merit based financial aid.

But a massive reduction of tuition costs would make college more (what’s the goal word here) affordable. That way if the job market needs more doctorates in basket weaving or masters of women’s studies, scholarships and grants will fund for them.

I know, it is a radical train of thought.




posted on Apr, 23 2019 @ 11:20 AM
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So now $50,000 becomes $100,000 for Joe working citizen.......



posted on Apr, 23 2019 @ 11:22 AM
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Something I haven't really seen talked about is the effect free college would have on military recruitment. I bet there would be a major drop in enlistment when people don't have to go through the military to afford college.

I doubt that would be the main reason republican politicians oppose free education, but I bet it's part of it for the ones who profit from war.



posted on Apr, 23 2019 @ 11:25 AM
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Instead of giving easy loan money to students to funnel money to mostly liberal universities, why not do a congressional investigation why universities keep jacking up tuition?



posted on Apr, 23 2019 @ 11:26 AM
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originally posted by: Xcalibur254
Feel free to show us where it's been found that sick workers who can't afford to the doctor are better workers than healthy workers.

Feel free to show us where its been found that free access to doctors makes one 'healthier'.

Hint: Doctors prescribe drugs. Drugs don't make anyone healthier, and while they can mask symptoms, they can also cause other even more serious side effects.



posted on Apr, 23 2019 @ 11:26 AM
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a reply to: underwerks

The thing is if less people are using the GI Bill then that can help account for the cut in DoD funding.



posted on Apr, 23 2019 @ 11:27 AM
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originally posted by: underwerks
Something I haven't really seen talked about is the effect free college would have on military recruitment. I bet there would be a major drop in enlistment when people don't have to go through the military to afford college.

I doubt that would be the main reason republican politicians oppose free education, but I bet it's part of it for the ones who profit from war.


Lots of people also want real work experience.........



posted on Apr, 23 2019 @ 11:27 AM
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originally posted by: Ahabstar
But if you want a fiscally conservative solution. Get rid of the guaranteed student loan program and force the colleges and universities to actually compete in a capitalist market. Grants and Research Grants can be factored in with Scholarships for merit based financial aid.

But a massive reduction of tuition costs would make college more (what’s the goal word here) affordable. That way if the job market needs more doctorates in basket weaving or masters of women’s studies, scholarships and grants will fund for them.

I know, it is a radical train of thought.


Exactly. The easy financing is what is causing the tuition inflation.

The schools have zero incentive to reign in costs when they know the students can takeout unlimited student loans to pay tuition guaranteed by the government. The school gets the money and the student is one the hook for the debt. Why would the schools care that little Johnny is carrying a small mortgage to pay for his degree?

In a free market, a couple of things would happen.

First, if private lenders were making student loans, then they'd underwrite students who are likely to be able to pay back the loans.

This would have the effect of making some degrees cheaper and funneling resources to others. For example, if you wanted to study Lesbian theory and minor in Beyonce reconstruction, then you'd probably have to pay cash. Teh schools may still offer the degree, but maybe only charge a fraction of what a real major cost. Engineering on the other hand may cost more, but the schools could put more resources to the engineering department. Finacning would also be availabe.

Also, schools would then compete on who is cheapest and quickest. So now two year degrees and other shortened programs would be available versus the typical four years it takes.

Finally, if you require the school guarantee a portion of student loans, the schools would have more incentive to ensure their students are gainfully employed and not taking on debt that can't be repaid.



posted on Apr, 23 2019 @ 11:28 AM
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originally posted by: ketsuko
They could also trim the idea of degrees not directly related to a career field, but if you put lending back into the hands of private lenders that might serve the same purpose.

"You want $50K to learn Womyn's Studies? How do you plan to repay my investment?"

someone else on here made another excellent suggestion...

Require the schools to go in 50/50 on the financing of the debt.



posted on Apr, 23 2019 @ 11:29 AM
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originally posted by: neutronflux
Instead of giving easy loan money to students to funnel money to mostly liberal universities, why not do a congressional investigation why universities keep jacking up tuition?


You don't need a congressional investigation. Anyone who passed econ 101 can tell you... the availability of student loans causes tuition inflation. A congressional investigation would also lead right back to congress... govt took over student loans.



posted on Apr, 23 2019 @ 11:29 AM
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a reply to: underwerks

Maybe not. Military service tends to appeal to a different mindset then college prep students.



posted on Apr, 23 2019 @ 11:30 AM
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originally posted by: Bluntone22
We will have to have universal healthcare eventually

Really? Why is that?



posted on Apr, 23 2019 @ 11:38 AM
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originally posted by: tanstaafl

originally posted by: Bluntone22
We will have to have universal healthcare eventually

Really? Why is that?



The costs of the system will implode itself eventually.



posted on Apr, 23 2019 @ 11:41 AM
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originally posted by: LSU2018
Where I'm from, an engineering degree will take you a lot further than a STEM degree. Especially Petroleum Engineering.

Ummm... the 'E' in 'STEM' stands for ...

Engineering.



posted on Apr, 23 2019 @ 11:41 AM
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a reply to: CriticalStinker

guns up
interestingly I am fairly close to tech

as to the cost, tech does have a competent basketball coach they will have to pay now
but tech imo is an outlier as so many students attend there
I have a senior that is headed to k state in the fall, it is a little less expensive but not by much

we had a discussion about student debt as engineering appears to be the future and no significant scholarships will be qualified for

30 years for a 246 dollar increase sounds steep



posted on Apr, 23 2019 @ 11:42 AM
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a reply to: tanstaafl

Just so you don't think I'm ignoring you. I don't have access to my computer right now so I can't do a thorough search on Google Scholar.



posted on Apr, 23 2019 @ 11:51 AM
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originally posted by: Xcalibur254
A more educated populace doesn't have societal benefits?

You seem to be confused.

What makes you think that free schools provided by government will result in 'a more educated populace'?

If anything look at the walking retards coming out of our current public schools now... the more government money thrown at the schools, the worse it gets.



posted on Apr, 23 2019 @ 11:56 AM
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a reply to: tanstaafl

What makes you think schools would lower their standards?

Things would be the same but they have a larger pool to pull from.

How is this a hard concept?
edit on 4/23/2019 by Xcalibur254 because: (no reason given)



posted on Apr, 23 2019 @ 12:01 PM
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originally posted by: Edumakated

originally posted by: neutronflux
Instead of giving easy loan money to students to funnel money to mostly liberal universities, why not do a congressional investigation why universities keep jacking up tuition?


You don't need a congressional investigation. Anyone who passed econ 101 can tell you... the availability of student loans causes tuition inflation. A congressional investigation would also lead right back to congress... govt took over student loans.



It was kind of a tong and cheek comment. Congress has time to do hearings on baseball and steroids, but not its own corruption causing increases in student tuition. With the answer to the cost of tuition is to keep money freely flowing to the universities. I wonder how much money the universities funnel back in the form of campaign contributions. A wicked little web.



posted on Apr, 23 2019 @ 12:02 PM
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originally posted by: CynConcepts
Why cannot communities or states begin their own recognized public supported colleges? If it is a winning idea, just as in the past, others will quickly duplicate it to stay relevant.

The same came be done for all of these progressive and socialistic ideas. Make it work and prove it locally before legislating from Congress! Look at how many states have implemented their own marijuana legislation, healthcare reforms can begin at state levels as well.

And you can just stop right there.

Keep it all at the State level, as it was always supposed to be.

Sorry, but there is no delegated power in the Constitution to the Federal Government to have anything to do with Healthcare, Education, or any number of things they are involved in.



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