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originally posted by: diggindirt
a reply to: CharlesT
I tend to come down on this side of the issue as well. I feel for the children. This isn't their fault. However, there is such a thing as life insurance that responsible parents buy when their children are born. AND----it's not nearly as expensive as that Obamacare stuff. This is just part of being a responsible parent.
Maybe people can use this as a learning experience. If you are truly concerned that your life might end before your kids are grown and weaned, buy yourself a term life insurance policy. Social security isn't the answer. It will not cover the survivors' needs.
As another poster said, why didn't she carry life insurance for her children? Sounds like she lived for the day and complete disregard for what the future might bring. Poor life planning.
originally posted by: Byrd
One last (I promise) bit of advice:
Look into how to become a foster parent. In an emergency you then have the power to step in and make an offer that the county can consider seriously.
Child Protective Services would have to place the kids someplace that's been vetted. If you've got the certification and are interested, that would be a fairly easy sell.
in regards to her life insurance I don't know the insurance policy situation, but the problem is that won't kick in until she dies and after she has acquired huge medical bills. So how much are those girls really going to be left with?
If you are lucky you make it to a certain age where your kids are old enough to take care of themselves and say F it let me die so I can leave some money and assets for my son . In her case she doesn't have that luxury and because she has 2 girls that are underage and not much of a family to rely on to take care of them when she is gone.
So you have no factual knowledge at all about her financial situation and yet you're planning on adopting her children?
Wow! If she has insurance how has she acquired these huge medical bills?
Luck has nothing to do with it. You do the responsible thing when you have children and make sure to get life insurance that will take care of them until they are on their own.